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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Allegan County, Michigan

Fat Boy Data analyzed home purchase mortgage activity in Allegan County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,844 applications were decided by 224 lenders between 2023 and 2025.

Allegan County at a glance

224Active lenders45 with 20+ decisions
83.2%Market approval rate4,029 of 4,844 decided
$265KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,730 loans funded

How Allegan County compares

Approval rate compared
Allegan County83.2%Michigan84.6%All 616 counties87.6%
Typical loan compared
Allegan County$265KMichigan$235KAll 616 counties$335K

What the data shows

Lake Michigan Credit Union made the most home purchase mortgages in Allegan County, MI, 567 of them.

Consumers Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 171.

The typical home purchase mortgage here is $265K, 13% larger than the Michigan typical of $235K.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 30% approved of 151GREENSTATE Credit Union: 47% approved of 58Triad Financial Services, Inc.: 51% approved of 690Advia Credit Union: 70% approved of 20PNC Bank, National Association: 71% approved of 31Honor Credit Union: 80% approved of 61Flagstar Bank, National Association: 82% approved of 28Rocket Mortgage, LLC: 82% approved of 135United Bank of Michigan: 86% approved of 138Neighborhood Loans, Inc.: 86% approved of 208Mortgage Research Center, LLC: 88% approved of 56The Huntington National Bank: 89% approved of 115Mercantile Bank: 91% approved of 142Centier Bank: 91% approved of 22Newrez LLC: 92% approved of 24Fifth Third Bank, National Association: 92% approved of 99Northpointe Bank: 93% approved of 27Old National Bank: 93% approved of 68Ark-La-Tex Financial Services, LLC.: 93% approved of 28United Wholesale Mortgage, LLC: 93% approved of 221United Federal Credit Union: 93% approved of 45American Pacific Mortgage Corporation: 93% approved of 30Crosscountry Mortgage, LLC: 94% approved of 33Independent Bank: 94% approved of 52West Michigan Community Bank: 94% approved of 35Mortgage Center L.C.: 95% approved of 58Top Flite Financial, Inc.: 95% approved of 21Lake Michigan Credit Union: 95% approved of 610Fairway Independent Mortgage Corporation: 95% approved of 22Macatawa Bank, National Association: 96% approved of 51The Dart Bank: 97% approved of 87Barrington Bank & Trust Company, National Association: 97% approved of 31Guild Mortgage Company LLC: 97% approved of 35Gvc Mortgage, Inc.: 97% approved of 37Greenstone Farm Credit Services, Flca: 98% approved of 51Arbor Financial Credit Union: 98% approved of 54Mortgage 1 Incorporated: 99% approved of 67Consumers Credit Union: 100% approved of 171Northern Mortgage Services, LLC: 100% approved of 95Success Mortgage Partners, Inc.: 100% approved of 88Union Home Mortgage Corp.: 100% approved of 72Churchill Mortgage Corporation: 100% approved of 54First Community Mortgage, Inc.: 100% approved of 46JPMorgan Chase Bank, National Association: 100% approved of 35Ruoff Mortgage Company, Inc.: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Allegan County

LenderApprovalApprovedTaken upTypical loanLoans made
1Triad Financial Services, Inc.51%349 / 69044%$65K152
2Lake Michigan Credit Union95%581 / 61098%$275K567
3United Wholesale Mortgage, LLCBroker only93%206 / 22199%$275K203
4Neighborhood Loans, Inc.86%179 / 208100%$225K179
5Consumers Credit Union100%171 / 171100%$265K171

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 219 more lenders.

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