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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Kent County, Michigan

Fat Boy Data analyzed investment property refinance activity in Kent County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 390 applications were decided by 81 lenders between 2023 and 2025.

Kent County at a glance

81Active lenders3 with 20+ decisions
77.7%Market approval rate303 of 390 decided
$195KTypical loanmedian lender, $10K brackets
94%Borrower take-up286 loans funded

How Kent County compares

Approval rate compared
Kent County77.7%Michigan74.5%All 616 counties77.7%
Typical loan compared
Kent County$195KMichigan$115KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Kent County, MI, 50 of them.

Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 84% of 63.

The typical investment property refinance here is $195K, 70% larger than the Michigan typical of $115K.

Investment property refinance lenders in Kent County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.84%53 / 6394%$195K50
2Lake Michigan Credit Union73%24 / 3383%$205K20
3Fifth Third Bank, National Association31%8 / 26100%$195K8
4Lendingone, LLCLimited sample72%13 / 18100%$205K13
5United Bank of MichiganLimited sample100%16 / 16100%$165K16

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 76 more lenders.

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