Lender profile · HMDA 2023–2025
United Bank of Michigan mortgage approval rates & lending data
United Bank of Michigan decided 820 mortgage applications and funded 690 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 376 / 441 | 100% | $265K | 375 |
| Home improvement loans | 85% | 77 / 91 | 99% | $45K | 76 |
| Cash-out refinance | 73% | 73 / 100 | 96% | $125K | 70 |
| Refinance | 88% | 52 / 59 | 100% | $165K | 52 |
| Investment property purchase | 90% | 72 / 80 | 97% | $205K | 70 |
| Investment refinance | 100% | 38 / 38 | 100% | $215K | 38 |
United Bank of Michigan lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.