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refinance lenders · HMDA 2023–2025

Refinance lenders in Eaton County, Michigan

Fat Boy Data analyzed mortgage refinance activity in Eaton County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 877 applications were decided by 113 lenders between 2023 and 2025.

Eaton County at a glance

113Active lenders12 with 20+ decisions
79.5%Market approval rate697 of 877 decided
$175KTypical loanmedian lender, $10K brackets
95%Borrower take-up664 loans funded

How Eaton County compares

Approval rate compared
Eaton County79.5%Michigan78.1%All 616 counties76.5%
Typical loan compared
Eaton County$175KMichigan$145KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Eaton County, MI, 79 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

The typical mortgage refinance here is $175K, 21% larger than the Michigan typical of $145K.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 45% approved of 20Comerica Bank: 62% approved of 21Consumers Credit Union: 71% approved of 51MICHIGAN STATE UNIVERSITY Federal Credit Union: 71% approved of 34PNC Bank, National Association: 71% approved of 70Fifth Third Bank, National Association: 73% approved of 48Eaton Community Bank: 76% approved of 37Rocket Mortgage, LLC: 88% approved of 92United Wholesale Mortgage, LLC: 90% approved of 59Independent Bank: 91% approved of 23Union Home Mortgage Corp.: 98% approved of 43Freedom Mortgage Corporation: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Eaton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC88%81 / 9298%$215K79
2PNC Bank, National Association71%50 / 7098%$105K49
3United Wholesale Mortgage, LLCBroker only90%53 / 5994%$215K50
4Consumers Credit Union71%36 / 51100%$95K36
5Fifth Third Bank, National Association73%35 / 48100%$85K35

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 108 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Eaton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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