Investment property refinance lenders in Bay County, Michigan
Fat Boy Data analyzed investment property refinance activity in Bay County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 36 applications were decided by 20 lenders between 2023 and 2025.
Bay County at a glance
How Bay County compares
What the data shows
Wildfire Credit Union made the most investment property refinances in Bay County, MI, 6 of them.
Lenders approved 83.3% of investment property refinance applications in Bay County, MI, 8.8 percentage points above the Michigan rate of 74.5%.
The typical investment property refinance here is $75K, 35% smaller than the Michigan typical of $115K.
Investment property refinance lenders in Bay County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Wildfire Credit UnionLimited sample | 100% | 6 / 6 | 100% | $75K | 6 |
| 2 | 1St State Financial, Ltd.Limited sample | 100% | 4 / 4 | 100% | $205K | 4 |
| 3 | Isabella BankLimited sample | 75% | 3 / 4 | 100% | $65K | 3 |
| 4 | Kiavi Funding, Inc.Limited sample | 100% | 4 / 4 | 100% | $125K | 4 |
| 5 | United Wholesale Mortgage, LLCBroker only | 67% | 2 / 3 | 100% | $65K | 2 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 15 more lenders.
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You are seeing the 5 largest investment property refinance lenders in Bay County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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