Lender profile · HMDA 2023–2025
Isabella Bank mortgage approval rates & lending data
Isabella Bank decided 379 mortgage applications and funded 300 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 74% | 131 / 176 | 100% | $225K | 131 |
| Home improvement loans | 72% | 44 / 61 | 100% | $55K | 44 |
| Refinance | 85% | 44 / 52 | 98% | $95K | 43 |
| Investment property purchase | 93% | 57 / 61 | 100% | $75K | 57 |
Isabella Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 79% | $95K | 379 | 300 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.