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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Middlesex County, Massachusetts

Fat Boy Data analyzed home purchase mortgage activity in Middlesex County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 38,737 applications were decided by 484 lenders between 2023 and 2025.

Middlesex County at a glance

484Active lenders192 with 20+ decisions
92.4%Market approval rate35,798 of 38,737 decided
$565KTypical loanmedian lender, $10K brackets
98%Borrower take-up35,051 loans funded

How Middlesex County compares

Approval rate compared
Middlesex County92.4%Massachusetts91.1%All 616 counties87.6%
Typical loan compared
Middlesex County$565KMassachusetts$485KAll 616 counties$335K

What the data shows

Guaranteed Rate, Inc. made the most home purchase mortgages in Middlesex County, MA, 3,089 of them.

General Mortgage Capital Corporation approved the highest share of applications among lenders with at least 20 decisions here, 99% of 135.

The typical home purchase mortgage here is $565K, 16% larger than the Massachusetts typical of $485K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%First Technology: 73% approved of 418Bank of America, National Association: 76% approved of 948Citizens Bank, National Association: 78% approved of 1,025Eastern Bank: 80% approved of 496Msa Mortgage, LLC: 84% approved of 185Rockland Trust Company: 86% approved of 602Wells Fargo Bank, National Association: 87% approved of 152Webster Bank, National Association: 88% approved of 355METRO Credit Union: 89% approved of 228Rocket Mortgage, LLC: 89% approved of 1,086Pennymac Loan Services, LLC: 89% approved of 138United Wholesale Mortgage, LLC: 90% approved of 1,277Navy Federal Credit Union: 90% approved of 155Mortgage Research Center, LLC: 90% approved of 167Mortgage Equity Partners LLC: 90% approved of 202TD Bank, National Association: 91% approved of 488JPMorgan Chase Bank, National Association: 91% approved of 637Salem Five Mortgage Company, LLC: 91% approved of 828Institution for Savings in Newburyport and Its Vicinity: 91% approved of 220American Neighborhood Mortgage Acceptance Company LLC: 91% approved of 151Toll Brothers Mortgage Company: 92% approved of 120Loandepot.Com, LLC: 92% approved of 159Workers Federal Credit Union: 92% approved of 213Nations Direct Mortgage, LLC: 92% approved of 151First-Citizens Bank & Trust Company: 92% approved of 126New American Funding, LLC: 92% approved of 183Newrez LLC: 93% approved of 174U.S. Bank National Association: 93% approved of 594Jeanne D'Arc Credit Union: 93% approved of 304Harborone Mortgage, LLC: 93% approved of 334Bay Equity LLC: 93% approved of 135Middlesex Savings Bank: 94% approved of 293Manufacturers and Traders Trust Company: 95% approved of 595Needham Bank: 95% approved of 119Pulte Mortgage LLC: 95% approved of 188Washington Trust Mortgage Company LLC: 95% approved of 510Guaranteed Rate Affinity, LLC: 95% approved of 470Total Mortgage Services, LLC: 96% approved of 424Cambridge Savings Bank: 96% approved of 800Guaranteed Rate, Inc.: 96% approved of 3,246Harvard University Employees Credit Union: 96% approved of 213Cmg Mortgage, Inc.: 96% approved of 595New Fed Mortgage, Corp.: 96% approved of 246Bankesb: 96% approved of 330Berkshire Bank: 97% approved of 534Citibank, National Association: 97% approved of 187Movement Mortgage, LLC: 97% approved of 1,034Guild Mortgage Company LLC: 97% approved of 650Radius Financial Group Inc.: 97% approved of 166Fairway Independent Mortgage Corporation: 97% approved of 858Embrace Home Loans, Inc.: 98% approved of 165Crosscountry Mortgage, LLC: 98% approved of 2,116East Cambridge Savings Bank: 98% approved of 170Winchester Co-operative Bank: 98% approved of 171Morgan Stanley Private Bank, National Association: 98% approved of 257East West Bank: 98% approved of 168Leader Bank, National Association: 98% approved of 3,097Emm Loans LLC: 99% approved of 158Mass. Institute of Tech. Federal Credit Union: 99% approved of 157General Mortgage Capital Corporation: 99% approved of 135

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Middlesex County

LenderApprovalApprovedTaken upTypical loanLoans made
1Guaranteed Rate, Inc.96%3,121 / 3,24699%$595K3,089
2Leader Bank, National Association98%3,050 / 3,09799%$605K3,005
3Crosscountry Mortgage, LLC98%2,065 / 2,11699%$555K2,054
4United Wholesale Mortgage, LLCBroker only90%1,145 / 1,27799%$535K1,135
5Rocket Mortgage, LLC89%965 / 1,08699%$535K954

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 479 more lenders.

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Nearby markets

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