Lender profile · HMDA 2023–2025
Leader Bank, National Association mortgage approval rates & lending data
Leader Bank, National Association decided 13,913 mortgage applications and funded 13,253 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 10,137 / 10,356 | 98% | $545K | 9,906 |
| Home improvement loans | 95% | 104 / 110 | 95% | $205K | 99 |
| Cash-out refinance | 95% | 544 / 571 | 96% | $305K | 524 |
| Refinance | 98% | 1,163 / 1,184 | 98% | $555K | 1,134 |
| Investment property purchase | 97% | 1,345 / 1,391 | 97% | $495K | 1,308 |
| Investment cash-out refinance | 96% | 93 / 97 | 96% | $645K | 89 |
| Investment refinance | 96% | 175 / 182 | 99% | $515K | 174 |
Leader Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 98% | $565K | 11,561 | 11,087 |
| New Hampshire | 98% | $425K | 434 | 415 |
| Connecticut | 99% | $365K | 308 | 288 |
| Rhode Island | 94% | $385K | 269 | 246 |
| Florida | 94% | $405K | 243 | 218 |
| Texas | 95% | $425K | 124 | 104 |
| Maine | 93% | $445K | 100 | 91 |
| North Carolina | 98% | $325K | 97 | 90 |
| California | 91% | $895K | 94 | 80 |
| New York | 95% | $485K | 64 | 57 |
| New Jersey | 98% | $565K | 61 | 58 |
| Ohio | 96% | $255K | 47 | 44 |
| South Carolina | 100% | $425K | 45 | 45 |
| Pennsylvania | 98% | $255K | 41 | 38 |
| Washington | 97% | $625K | 39 | 37 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.