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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Washington County, Maryland

Fat Boy Data analyzed investment property refinance activity in Washington County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 158 applications were decided by 56 lenders between 2023 and 2025.

Washington County at a glance

56Active lenders1 with 20+ decisions
80.4%Market approval rate127 of 158 decided
$175KTypical loanmedian lender, $10K brackets
91%Borrower take-up116 loans funded

How Washington County compares

Approval rate compared
Washington County80.4%Maryland72.9%All 616 counties77.7%
Typical loan compared
Washington County$175KMaryland$165KAll 616 counties$235K

What the data shows

United Bank made the most investment property refinances in Washington County, MD, 22 of them.

United Bank approved the highest share of applications among lenders with at least 20 decisions here, 88% of 25.

Lenders approved 80.4% of investment property refinance applications in Washington County, MD, 7.5 percentage points above the Maryland rate of 72.9%.

Investment property refinance lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Bank88%22 / 25100%$175K22
2Dominion Financial Services, LLCBroker only100%17 / 1759%$185K10
3ACNB BankLimited sample87%13 / 15100%$185K13
4Kiavi Funding, Inc.Limited sample78%7 / 9100%$155K7
5Nymeo Federal Credit UnionLimited sample100%8 / 8100%$175K8

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 51 more lenders.

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