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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Washington County, Maryland

Fat Boy Data analyzed cash-out refinance activity in Washington County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,795 applications were decided by 159 lenders between 2023 and 2025.

Washington County at a glance

159Active lenders19 with 20+ decisions
69.2%Market approval rate1,243 of 1,795 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,183 loans funded

How Washington County compares

Approval rate compared
Washington County69.2%Maryland65.4%All 616 counties68.2%
Typical loan compared
Washington County$165KMaryland$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Washington County, MD, 347 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

State Employees Credit Union of Maryland, Incorporated approved the highest share of applications among lenders with at least 20 decisions here, 87% of 52.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 23% approved of 26Lakeview Loan Servicing, LLC: 28% approved of 25Amerisave Mortgage Corporation: 34% approved of 119Carrington Mortgage Services, LLC: 37% approved of 54Wells Fargo Bank, National Association: 38% approved of 24Navy Federal Credit Union: 38% approved of 26Newrez LLC: 47% approved of 85New Day Financial, LLC: 56% approved of 27New American Funding, LLC: 57% approved of 28Mutual of Omaha Mortgage, Inc.: 63% approved of 27GoodLeap, LLC: 71% approved of 24Loandepot.Com, LLC: 72% approved of 54Manufacturers and Traders Trust Company: 77% approved of 30Freedom Mortgage Corporation: 78% approved of 76United Wholesale Mortgage, LLC: 79% approved of 97Rocket Mortgage, LLC: 80% approved of 450Nationstar Mortgage LLC: 83% approved of 52Pennymac Loan Services, LLC: 83% approved of 72State Employees Credit Union of Maryland, Incorporated: 87% approved of 52

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%358 / 45097%$155K347
2Amerisave Mortgage Corporation34%41 / 119100%$105K41
3United Wholesale Mortgage, LLCBroker only79%77 / 9796%$255K74
4Newrez LLC47%40 / 8598%$85K39
5Freedom Mortgage Corporation78%59 / 7698%$235K58

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 154 more lenders.

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