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investment property lenders · HMDA 2023–2025

Investment property lenders in Hardin County, Kentucky

Fat Boy Data analyzed investment property mortgage activity in Hardin County, Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 751 applications were decided by 87 lenders between 2023 and 2025.

Hardin County at a glance

87Active lenders6 with 20+ decisions
95.2%Market approval rate715 of 751 decided
$175KTypical loanmedian lender, $10K brackets
94%Borrower take-up669 loans funded

How Hardin County compares

Approval rate compared
Hardin County95.2%Kentucky91.3%All 616 counties87.5%
Typical loan compared
Hardin County$175KKentucky$165KAll 616 counties$255K

What the data shows

West Point Bank made the most investment property mortgages in Hardin County, KY, 248 of them.

That is 37% of every investment property mortgage originated here, so this market is unusually concentrated in one lender.

The Cecilian Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 70.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%Meade County Bank: 96% approved of 52Magnolia Bank, Incorporated: 97% approved of 37South Central Bank, Inc.: 98% approved of 65West Point Bank: 100% approved of 270The Cecilian Bank: 100% approved of 70Wilson & Muir Bank & Trust Company: 100% approved of 40

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Hardin County

LenderApprovalApprovedTaken upTypical loanLoans made
1West Point Bank100%269 / 27092%$175K248
2The Cecilian Bank100%70 / 7094%$135K66
3South Central Bank, Inc.98%64 / 65100%$165K64
4Meade County Bank96%50 / 5284%$175K42
5Wilson & Muir Bank & Trust Company100%40 / 40100%$165K40

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 82 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Hardin County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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