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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Hardin County, Kentucky

Fat Boy Data analyzed cash-out refinance activity in Hardin County, Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,917 applications were decided by 110 lenders between 2023 and 2025.

Hardin County at a glance

110Active lenders18 with 20+ decisions
70.5%Market approval rate1,352 of 1,917 decided
$165KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,300 loans funded

How Hardin County compares

Approval rate compared
Hardin County70.5%Kentucky71.6%All 616 counties68.2%
Typical loan compared
Hardin County$165KKentucky$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Hardin County, KY, 271 of them.

The Cecilian Bank approved the highest share of applications among lenders with at least 20 decisions here, 93% of 124.

The typical cash-out refinance here is $165K, 22% larger than the Kentucky typical of $135K.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 31% approved of 52Amerisave Mortgage Corporation: 33% approved of 117Carrington Mortgage Services, LLC: 41% approved of 73Village Capital & Investment LLC: 50% approved of 30Lakeview Loan Servicing, LLC: 50% approved of 22New Day Financial, LLC: 51% approved of 109Newrez LLC: 54% approved of 24Freedom Mortgage Corporation: 66% approved of 88Navy Federal Credit Union: 67% approved of 33Loandepot.Com, LLC: 70% approved of 37Pennymac Loan Services, LLC: 76% approved of 33Abound Federal Credit Union: 79% approved of 299Nationstar Mortgage LLC: 80% approved of 30United Wholesale Mortgage, LLC: 81% approved of 109South Central Bank, Inc.: 82% approved of 22Rocket Mortgage, LLC: 83% approved of 331The Federal Savings Bank: 92% approved of 26The Cecilian Bank: 93% approved of 124

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Hardin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%276 / 33198%$165K271
2Abound Federal Credit Union79%237 / 299100%$105K237
3The Cecilian Bank93%115 / 12498%$105K113
4Amerisave Mortgage Corporation33%39 / 11797%$105K38
5United Wholesale Mortgage, LLCBroker only81%88 / 10997%$245K85

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 105 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Hardin County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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