Lender profile · HMDA 2023–2025
Wilson & Muir Bank & Trust Company mortgage approval rates & lending data
Wilson & Muir Bank & Trust Company decided 505 mortgage applications and funded 491 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 216 / 223 | 99% | $235K | 214 |
| Refinance | 94% | 46 / 49 | 98% | $295K | 45 |
| Investment property purchase | 99% | 145 / 146 | 100% | $145K | 145 |
| Investment refinance | 100% | 72 / 72 | 100% | $195K | 72 |
Wilson & Muir Bank & Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kentucky | 98% | $235K | 487 | 473 |
| Indiana | 100% | $195K | 14 | 14 |
| Florida | 100% | $365K | 1 | 1 |
| Missouri | 100% | $335K | 1 | 1 |
| Tennessee | 100% | $465K | 1 | 1 |
| Wisconsin | 100% | $395K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.