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investment property lenders · HMDA 2023–2025

Investment property lenders in Elkhart County, Indiana

Fat Boy Data analyzed investment property mortgage activity in Elkhart County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 364 applications were decided by 80 lenders between 2023 and 2025.

Elkhart County at a glance

80Active lenders3 with 20+ decisions
90.7%Market approval rate330 of 364 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up315 loans funded

How Elkhart County compares

Approval rate compared
Elkhart County90.7%Indiana88.6%All 616 counties87.5%
Typical loan compared
Elkhart County$155KIndiana$155KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Elkhart County, IN, 62 of them.

First State Bank of Middlebury approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

Investment property lenders in Elkhart County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.96%64 / 6797%$155K62
2Interra Credit Union93%42 / 45100%$175K42
3First State Bank of Middlebury100%30 / 30100%$125K30
4Cardinal Financial Company, Limited PartnershipLimited sample79%15 / 1993%$105K14
5Ruoff Mortgage Company, Inc.Limited sample100%11 / 1191%$115K10

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 75 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Elkhart County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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