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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Delaware County, Indiana

Fat Boy Data analyzed investment property refinance activity in Delaware County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 122 applications were decided by 31 lenders between 2023 and 2025.

Delaware County at a glance

31Active lenders2 with 20+ decisions
94.3%Market approval rate115 of 122 decided
$85KTypical loanmedian lender, $10K brackets
82%Borrower take-up94 loans funded

How Delaware County compares

Approval rate compared
Delaware County94.3%Indiana81.5%All 616 counties77.7%
Typical loan compared
Delaware County$85KIndiana$135KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Delaware County, IN, 28 of them.

That is 30% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 97% of 29.

Lenders approved 94.3% of investment property refinance applications in Delaware County, IN, 12.8 percentage points above the Indiana rate of 81.5%.

The typical investment property refinance here is $85K, 37% smaller than the Indiana typical of $135K.

Investment property refinance lenders in Delaware County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.97%28 / 29100%$85K28
2American Heritage Lending, LLC96%23 / 2430%$95K7
3CraneLimited sample100%14 / 14100%$135K14
4First Merchants BankLimited sample100%12 / 1283%$85K10
5Dominion Financial Services, LLCBroker only100%4 / 425%$105K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 26 more lenders.

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