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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Delaware County, Indiana

Fat Boy Data analyzed cash-out refinance activity in Delaware County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,542 applications were decided by 108 lenders between 2023 and 2025.

Delaware County at a glance

108Active lenders21 with 20+ decisions
68.1%Market approval rate1,050 of 1,542 decided
$95KTypical loanmedian lender, $10K brackets
95%Borrower take-up993 loans funded

How Delaware County compares

Approval rate compared
Delaware County68.1%Indiana71.0%All 616 counties68.2%
Typical loan compared
Delaware County$95KIndiana$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Delaware County, IN, 180 of them.

Thrive Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 99% of 83.

The typical cash-out refinance here is $95K, 30% smaller than the Indiana typical of $135K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 11% approved of 28Amerisave Mortgage Corporation: 35% approved of 88Carrington Mortgage Services, LLC: 42% approved of 81Newrez LLC: 49% approved of 69Pennymac Loan Services, LLC: 58% approved of 31New Day Financial, LLC: 59% approved of 37Loandepot.Com, LLC: 61% approved of 33STAR Financial Bank: 63% approved of 153New American Funding, LLC: 64% approved of 25First Merchants Bank: 65% approved of 23Mutual of Omaha Mortgage, Inc.: 67% approved of 21Freedom Mortgage Corporation: 70% approved of 43GoodLeap, LLC: 73% approved of 52Rocket Mortgage, LLC: 75% approved of 246Nationstar Mortgage LLC: 80% approved of 25Ruoff Mortgage Company, Inc.: 84% approved of 43United Wholesale Mortgage, LLC: 84% approved of 37JPMorgan Chase Bank, National Association: 85% approved of 26Northwest Bank: 85% approved of 101Indiana Members Credit Union: 97% approved of 33Thrive Federal Credit Union: 99% approved of 83

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Delaware County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC75%184 / 24698%$105K180
2STAR Financial Bank63%97 / 15390%$75K87
3Northwest Bank85%86 / 101100%$75K86
4Amerisave Mortgage Corporation35%31 / 88100%$85K31
5Thrive Federal Credit Union99%82 / 83100%$45K82

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 103 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Delaware County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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