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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Delaware County, Indiana

Fat Boy Data analyzed home improvement loan activity in Delaware County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 951 applications were decided by 64 lenders between 2023 and 2025.

Delaware County at a glance

64Active lenders12 with 20+ decisions
65.7%Market approval rate625 of 951 decided
$45KTypical loanmedian lender, $10K brackets
95%Borrower take-up594 loans funded

How Delaware County compares

Approval rate compared
Delaware County65.7%Indiana67.0%All 616 counties62.7%
Typical loan compared
Delaware County$45KIndiana$55KAll 616 counties$75K

What the data shows

Northwest Bank made the most home improvement loans in Delaware County, IN, 83 of them.

PrimeTrust Financial Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 84% of 79.

The typical home improvement loan here is $45K, 18% smaller than the Indiana typical of $55K.

Only 2 lenders here typically write at or below $35K: U.S. Bank National Association, PrimeTrust Financial Federal Credit Union.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 23% approved of 22Discover Bank: 38% approved of 26The Huntington National Bank: 50% approved of 22PNC Bank, National Association: 52% approved of 31Old National Bank: 58% approved of 86First Merchants Bank: 61% approved of 130Financial Center First Credit Union: 66% approved of 35Fifth Third Bank, National Association: 67% approved of 30STAR Financial Bank: 70% approved of 123Northwest Bank: 76% approved of 111Three Rivers Federal Credit Union: 78% approved of 27PrimeTrust Financial Federal Credit Union: 84% approved of 79

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Delaware County

LenderApprovalApprovedTaken upTypical loanLoans made
1First Merchants Bank61%79 / 13094%$45K74
2STAR Financial Bank70%86 / 12391%$45K78
3Northwest Bank76%84 / 11199%$55K83
4Old National Bank58%50 / 8698%$55K49
5PrimeTrust Financial Federal Credit Union84%66 / 79100%$35K66

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 59 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Delaware County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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