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refinance lenders · HMDA 2023–2025

Refinance lenders in Macon County, Illinois

Fat Boy Data analyzed mortgage refinance activity in Macon County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 392 applications were decided by 68 lenders between 2023 and 2025.

Macon County at a glance

68Active lenders5 with 20+ decisions
73.5%Market approval rate288 of 392 decided
$115KTypical loanmedian lender, $10K brackets
93%Borrower take-up268 loans funded

How Macon County compares

Approval rate compared
Macon County73.5%Illinois78.8%All 616 counties76.5%
Typical loan compared
Macon County$115KIllinois$285KAll 616 counties$295K

What the data shows

Regions Bank made the most mortgage refinances in Macon County, IL, 31 of them.

Busey Bank approved the highest share of applications among lenders with at least 20 decisions here, 88% of 24.

Lenders approved 73.5% of mortgage refinance applications in Macon County, IL, 5.3 percentage points below the Illinois rate of 78.8%.

The typical mortgage refinance here is $115K, 60% smaller than the Illinois typical of $285K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%PNC Bank, National Association: 60% approved of 30Regions Bank: 64% approved of 56Rocket Mortgage, LLC: 75% approved of 32Citizens Equity First Credit Union: 79% approved of 24Busey Bank: 88% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Macon County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank64%36 / 5686%$55K31
2Rocket Mortgage, LLC75%24 / 3292%$125K22
3PNC Bank, National Association60%18 / 3089%$75K16
4Busey Bank88%21 / 24100%$55K21
5Citizens Equity First Credit Union79%19 / 2495%$55K18

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 63 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Macon County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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