Lender profile · HMDA 2023–2025
Busey Bank mortgage approval rates & lending data
Busey Bank decided 4,074 mortgage applications and funded 3,564 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 1,937 / 2,131 | 99% | $195K | 1,923 |
| Home improvement loans | 87% | 598 / 688 | 96% | $55K | 577 |
| Cash-out refinance | 84% | 212 / 253 | 99% | $125K | 210 |
| Refinance | 85% | 609 / 714 | 98% | $75K | 598 |
| Investment property purchase | 95% | 189 / 199 | 98% | $155K | 185 |
| Investment refinance | 80% | 45 / 56 | 100% | $105K | 45 |
| Investment home improvement | 79% | 26 / 33 | 100% | $45K | 26 |
Busey Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 89% | $195K | 3,476 | 3,058 |
| Florida | 83% | $455K | 218 | 176 |
| Indiana | 87% | $195K | 158 | 138 |
| Missouri | 87% | $145K | 134 | 113 |
| Kansas | 84% | $385K | 19 | 16 |
| Oklahoma | 93% | $245K | 14 | 13 |
| Arizona | 75% | $275K | 12 | 8 |
| Colorado | 100% | $545K | 10 | 10 |
| Michigan | 100% | $175K | 6 | 6 |
| Tennessee | 100% | $55K | 4 | 4 |
| Texas | 100% | $135K | 4 | 4 |
| Georgia | 100% | $215K | 3 | 3 |
| California | 100% | $345K | 2 | 2 |
| Minnesota | 100% | $275K | 2 | 2 |
| Ohio | 50% | $175K | 2 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.