Home›Idaho›Investment property purchase
investment property lenders · HMDA 2023–2025

Investment property lenders in Idaho

Fat Boy Data analyzed investment property mortgage activity in Idaho to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,054 applications were decided by 317 lenders between 2023 and 2025.

Idaho at a glance

317Active lenders55 with 20+ decisions
91.7%Market approval rate4,633 of 5,054 decided
$315KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,350 loans funded

How Idaho compares

Approval rate compared
Idaho91.7%All 616 counties87.5%
Typical loan compared
Idaho$315KAll 616 counties$255K

What the data shows

Idaho Central Credit Union made the most investment property mortgages in Idaho, 447 of them.

First Federal Savings Bank of Twin Falls approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

The typical investment property mortgage here is $315K, 24% larger than the the United States typical of $255K.

Approval rate of all 55 lenders with 20+ decisions here
0%25%50%75%100%Triad Financial Services, Inc.: 60% approved of 20Mountain America Federal Credit Union: 69% approved of 48Banner Bank: 79% approved of 24Kind Lending, LLC: 79% approved of 101Bank of America, National Association: 80% approved of 30Newrez LLC: 82% approved of 28Homexpress Mortgage Corp.: 83% approved of 58Wells Fargo Bank, National Association: 84% approved of 45KeyBank National Association: 85% approved of 26Summit Funding, Inc.: 85% approved of 20U.S. Bank National Association: 87% approved of 90Washington Trust Bank: 87% approved of 39Movement Mortgage, LLC: 89% approved of 121Zions Bancorporation, N.A.: 90% approved of 41Idaho Central Credit Union: 91% approved of 627Pennymac Loan Services, LLC: 91% approved of 90United Wholesale Mortgage, LLC: 91% approved of 260New American Funding, LLC: 92% approved of 37Glacier Bank: 92% approved of 118Willamette Valley Bank: 94% approved of 66Toll Brothers Mortgage Company: 95% approved of 91American Pacific Mortgage Corporation: 95% approved of 92Homeamerican Mortgage Corporation: 95% approved of 38Fairway Independent Mortgage Corporation: 95% approved of 84Cmg Mortgage, Inc.: 95% approved of 85Kiavi Funding, Inc.: 95% approved of 22Academy Mortgage Corporation: 96% approved of 46Capital Educators Federal Credit Union: 96% approved of 23Bank of Idaho: 96% approved of 23JPMorgan Chase Bank, National Association: 96% approved of 70The Loan Store, Inc.: 96% approved of 95Rocket Mortgage, LLC: 96% approved of 148Lima One Capital, LLC: 96% approved of 25Archwest Funding, LLC: 96% approved of 26Loandepot.Com, LLC: 96% approved of 55Union Home Mortgage Corp.: 96% approved of 28Sunflower Bank, National Association: 97% approved of 29Primelending, A Plainscapital Company: 97% approved of 30NexBank: 97% approved of 30Guaranteed Rate, Inc.: 97% approved of 92Jmj Financial Group: 97% approved of 35D. L. Evans Bank: 97% approved of 36Clm Mortgage, Inc.: 97% approved of 38Evergreen Moneysource Mortgage Company: 98% approved of 52Guild Mortgage Company LLC: 98% approved of 125Crosscountry Mortgage, LLC: 98% approved of 63Premier Mortgage Resources, L.L.C.: 98% approved of 129Synergy One Lending, Inc.: 99% approved of 78Lennar Mortgage, LLC: 99% approved of 101First Federal Savings Bank of Twin Falls: 100% approved of 33Eagle Bank and Trust Company: 100% approved of 33Waterstone Mortgage Corporation: 100% approved of 26Tomo Mortgage, LLC: 100% approved of 20First Colony Mortgage Corporation: 100% approved of 20Planet Home Lending, LLC: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Idaho

LenderApprovalApprovedTaken upTypical loanLoans made
1Idaho Central Credit Union91%571 / 62778%$295K447
2United Wholesale Mortgage, LLCBroker only91%237 / 26099%$335K235
3Rocket Mortgage, LLC96%142 / 148100%$335K142
4Premier Mortgage Resources, L.L.C.98%127 / 12999%$315K126
5Guild Mortgage Company LLC98%123 / 12598%$285K121

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 312 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest investment property mortgage lenders in Idaho. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • Download as CSV

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Idaho

Mortgage lenders in IdahoHome improvement loans in IdahoCash-out refinance in IdahoRefinance in IdahoInvestment cash-out refinance in IdahoInvestment refinance in IdahoInvestment home improvement in Idaho

Counties in Idaho

Ada CountyCountyCanyon CountyCountyKootenai CountyCountyBonneville CountyCounty