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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Fayette County, Georgia

Fat Boy Data analyzed home improvement loan activity in Fayette County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,823 applications were decided by 100 lenders between 2023 and 2025.

Fayette County at a glance

100Active lenders16 with 20+ decisions
57.3%Market approval rate1,045 of 1,823 decided
$95KTypical loanmedian lender, $10K brackets
95%Borrower take-up991 loans funded

How Fayette County compares

Approval rate compared
Fayette County57.3%Georgia55.5%All 616 counties62.7%
Typical loan compared
Fayette County$95KGeorgia$85KAll 616 counties$75K

What the data shows

Delta Community Credit Union made the most home improvement loans in Fayette County, GA, 314 of them.

That is 32% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

United Community Bank approved the highest share of applications among lenders with at least 20 decisions here, 78% of 41.

The typical home improvement loan here is $95K, 12% larger than the Georgia typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 36% approved of 67Truist Bank: 39% approved of 88Discover Bank: 39% approved of 67Regions Bank: 43% approved of 75U.S. Bank National Association: 43% approved of 21Bank of America, National Association: 43% approved of 244Pentagon Federal Credit Union: 44% approved of 25Ameris Bank: 51% approved of 47Third Federal Savings And Loan Association Of Cleveland: 51% approved of 35Figure Lending LLC: 56% approved of 52PNC Bank, National Association: 57% approved of 46Navy Federal Credit Union: 58% approved of 188Georgia's Own: 59% approved of 41Synovus Bank: 62% approved of 21Delta Community Credit Union: 68% approved of 465United Community Bank: 78% approved of 41

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Fayette County

LenderApprovalApprovedTaken upTypical loanLoans made
1Delta Community Credit Union68%315 / 465100%$95K314
2Bank of America, National Association43%105 / 24498%$105K103
3Navy Federal Credit Union58%109 / 18895%$105K104
4Truist Bank39%34 / 8897%$155K33
5Regions Bank43%32 / 7584%$85K27

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 95 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Fayette County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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