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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Fayette County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Fayette County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,243 applications were decided by 180 lenders between 2023 and 2025.

Fayette County at a glance

180Active lenders19 with 20+ decisions
69.2%Market approval rate1,551 of 2,243 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,478 loans funded

How Fayette County compares

Approval rate compared
Fayette County69.2%Georgia64.2%All 616 counties68.2%
Typical loan compared
Fayette County$165KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Fayette County, GA, 437 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 86% of 527.

The typical cash-out refinance here is $165K, 15% smaller than the Georgia typical of $195K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 28% approved of 29Amerisave Mortgage Corporation: 28% approved of 136New Day Financial, LLC: 29% approved of 38Carrington Mortgage Services, LLC: 31% approved of 59American Financing Corporation: 31% approved of 72Lakeview Loan Servicing, LLC: 34% approved of 32Wells Fargo Bank, National Association: 52% approved of 33The Federal Savings Bank: 57% approved of 21New American Funding, LLC: 59% approved of 22Navy Federal Credit Union: 60% approved of 60Newrez LLC: 61% approved of 84Freedom Mortgage Corporation: 68% approved of 66Loandepot.Com, LLC: 71% approved of 72Pennymac Loan Services, LLC: 71% approved of 63United Wholesale Mortgage, LLC: 74% approved of 145Delta Community Credit Union: 81% approved of 171Nationstar Mortgage LLC: 84% approved of 51JPMorgan Chase Bank, National Association: 85% approved of 20Rocket Mortgage, LLC: 86% approved of 527

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Fayette County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC86%453 / 52796%$155K437
2Delta Community Credit Union81%139 / 17199%$155K138
3United Wholesale Mortgage, LLCBroker only74%107 / 14594%$305K101
4Amerisave Mortgage Corporation28%38 / 13695%$95K36
5Newrez LLC61%51 / 8498%$155K50

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 175 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Fayette County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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