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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Cobb County, Georgia

Fat Boy Data analyzed investment home improvement loan activity in Cobb County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 342 applications were decided by 60 lenders between 2023 and 2025.

Cobb County at a glance

60Active lenders4 with 20+ decisions
41.5%Market approval rate142 of 342 decided
$95KTypical loanmedian lender, $10K brackets
93%Borrower take-up132 loans funded

How Cobb County compares

Approval rate compared
Cobb County41.5%Georgia41.9%All 616 counties51.2%
Typical loan compared
Cobb County$95KGeorgia$105KAll 616 counties$115K

What the data shows

Navy Federal Credit Union made the most investment home improvement loans in Cobb County, GA, 17 of them.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 87% of 23.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Investment property improvement lenders in Cobb County

LenderApprovalApprovedTaken upTypical loanLoans made
1Navy Federal Credit Union30%17 / 57100%$95K17
2Bank of America, National Association11%3 / 27100%$55K3
3Homebridge Financial Services, Inc.87%20 / 2385%$95K17
4Spring Eq, LLC25%5 / 20100%$85K5
5Figure Lending LLCLimited sample74%14 / 1986%$55K12

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 55 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Cobb County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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