Lender profile · HMDA 2023–2025
Homebridge Financial Services, Inc. mortgage approval rates & lending data
Homebridge Financial Services, Inc. decided 38,874 mortgage applications and funded 25,832 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 75% | 9,577 / 12,840 | 95% | $405K | 9,089 |
| Home improvement loans | 78% | 8,729 / 11,251 | 91% | $105K | 7,910 |
| Cash-out refinance | 61% | 1,087 / 1,785 | 95% | $335K | 1,031 |
| Refinance | 62% | 2,815 / 4,537 | 91% | $335K | 2,560 |
| Investment property purchase | 65% | 1,591 / 2,443 | 96% | $315K | 1,527 |
| Investment cash-out refinance | 56% | 762 / 1,355 | 94% | $315K | 718 |
| Investment refinance | 47% | 429 / 917 | 96% | $335K | 414 |
| Investment home improvement | 80% | 2,986 / 3,746 | 86% | $105K | 2,583 |
Homebridge Financial Services, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 71% | $135K | 9,243 | 5,971 |
| Florida | 72% | $285K | 6,285 | 4,129 |
| New York | 70% | $505K | 3,266 | 2,187 |
| New Jersey | 72% | $345K | 2,111 | 1,442 |
| Texas | 72% | $305K | 1,891 | 1,296 |
| Washington | 85% | $445K | 1,435 | 1,110 |
| Arizona | 72% | $105K | 1,401 | 933 |
| Georgia | 72% | $285K | 1,321 | 882 |
| Colorado | 74% | $345K | 831 | 576 |
| Pennsylvania | 73% | $195K | 830 | 572 |
| North Carolina | 76% | $275K | 812 | 568 |
| Massachusetts | 72% | $365K | 744 | 491 |
| Maryland | 65% | $235K | 724 | 442 |
| Virginia | 74% | $105K | 600 | 405 |
| Tennessee | 69% | $205K | 554 | 356 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.