Investment property improvement lenders in Polk County, Florida
Fat Boy Data analyzed investment home improvement loan activity in Polk County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 382 applications were decided by 68 lenders between 2023 and 2025.
Polk County at a glance
How Polk County compares
What the data shows
Midflorida made the most investment home improvement loans in Polk County, FL, 17 of them.
Deephaven Mortgage LLC approved the highest share of applications among lenders with at least 20 decisions here, 77% of 22.
The typical investment home improvement loan here is $125K, 14% smaller than the Florida typical of $145K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property improvement lenders in Polk County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Midflorida | 40% | 17 / 43 | 100% | $115K | 17 |
| 2 | Bank of America, National Association | 3% | 1 / 34 | 100% | $305K | 1 |
| 3 | Navy Federal Credit Union | 22% | 6 / 27 | 100% | $115K | 6 |
| 4 | Deephaven Mortgage LLC | 77% | 17 / 22 | 100% | $205K | 17 |
| 5 | Figure Lending LLC | 82% | 18 / 22 | 50% | $55K | 9 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 63 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Polk County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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