Cash-out refinance lenders in Polk County, Florida
Fat Boy Data analyzed cash-out refinance activity in Polk County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,113 applications were decided by 303 lenders between 2023 and 2025.
Polk County at a glance
How Polk County compares
What the data shows
Rocket Mortgage, LLC made the most cash-out refinances in Polk County, FL, 1,513 of them.
That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.
Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in Polk County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 78% | 1,562 / 2,005 | 97% | $165K | 1,513 |
| 2 | United Wholesale Mortgage, LLCBroker only | 70% | 674 / 963 | 96% | $225K | 648 |
| 3 | Amerisave Mortgage Corporation | 24% | 155 / 636 | 97% | $105K | 151 |
| 4 | Carrington Mortgage Services, LLC | 34% | 156 / 465 | 83% | $195K | 130 |
| 5 | Newrez LLC | 35% | 145 / 413 | 98% | $145K | 142 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 298 more lenders.
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You are seeing the 5 largest cash-out refinance lenders in Polk County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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