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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Highlands County, Florida

Fat Boy Data analyzed investment home improvement loan activity in Highlands County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 61 applications were decided by 28 lenders between 2023 and 2025.

Highlands County at a glance

28Active lenders0 with 20+ decisions
52.5%Market approval rate32 of 61 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up30 loans funded

How Highlands County compares

Approval rate compared
Highlands County52.5%Florida44.9%All 616 counties51.2%
Typical loan compared
Highlands County$155KFlorida$145KAll 616 counties$115K

What the data shows

Heartland National Bank made the most investment home improvement loans in Highlands County, FL, 4 of them.

Lenders approved 52.5% of investment home improvement loan applications in Highlands County, FL, 7.5 percentage points above the Florida rate of 44.9%.

Investment property improvement lenders in Highlands County

LenderApprovalApprovedTaken upTypical loanLoans made
1MidfloridaLimited sample50%3 / 6100%$155K3
2Heartland National BankLimited sample67%4 / 6100%$115K4
3Bank of America, National AssociationLimited sample0%0 / 60
4TD Bank, National AssociationLimited sample50%3 / 6100%$215K3
5Crews Bank & TrustLimited sample80%4 / 5100%$105K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 23 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Highlands County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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