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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Pasco County, Florida

Fat Boy Data analyzed home improvement loan activity in Pasco County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,236 applications were decided by 175 lenders between 2023 and 2025.

Pasco County at a glance

175Active lenders39 with 20+ decisions
54.9%Market approval rate3,972 of 7,236 decided
$75KTypical loanmedian lender, $10K brackets
91%Borrower take-up3,601 loans funded

How Pasco County compares

Approval rate compared
Pasco County54.9%Florida53.6%All 616 counties62.7%
Typical loan compared
Pasco County$75KFlorida$75KAll 616 counties$75K

What the data shows

Suncoast Credit Union made the most home improvement loans in Pasco County, FL, 642 of them.

Dfcu Financial approved the highest share of applications among lenders with at least 20 decisions here, 91% of 22.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 22% approved of 294Spring Eq, LLC: 26% approved of 246Fourleaf: 26% approved of 34Alliant Credit Union: 28% approved of 29Florida: 34% approved of 38Bank of America, National Association: 35% approved of 818U.S. Bank National Association: 37% approved of 110First Horizon Bank: 43% approved of 21Truist Bank: 44% approved of 393Synovus Bank: 45% approved of 49Regions Bank: 46% approved of 530TD Bank, National Association: 51% approved of 108Hancock Whitney Bank: 52% approved of 31Midflorida: 52% approved of 410Third Federal Savings And Loan Association Of Cleveland: 53% approved of 497The Bank of Tampa: 54% approved of 28SouthState Bank, National Association: 54% approved of 69Pentagon Federal Credit Union: 55% approved of 42Seacoast National Bank: 57% approved of 21Citizens Bank, National Association: 58% approved of 85PNC Bank, National Association: 60% approved of 178GTE Federal Credit Union: 60% approved of 47Navy Federal Credit Union: 62% approved of 352The Loan Store, Inc.: 62% approved of 37Fifth Third Bank, National Association: 62% approved of 252Figure Lending LLC: 68% approved of 197Lendage, LLC: 69% approved of 26Suncoast Credit Union: 70% approved of 945USF Federal Credit Union: 71% approved of 94BayFirst National Bank: 72% approved of 61Achieva Credit Union: 73% approved of 215Rocket Mortgage, LLC: 74% approved of 47Space Coast Credit Union: 78% approved of 23Grow Financial Federal Credit Union: 79% approved of 72Republic Bank & Trust Company: 80% approved of 61Homebridge Financial Services, Inc.: 83% approved of 48Nationstar Mortgage LLC: 88% approved of 26Dfcu Financial: 91% approved of 22Coastal Community Bank: 97% approved of 216

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Pasco County

LenderApprovalApprovedTaken upTypical loanLoans made
1Suncoast Credit Union70%664 / 94597%$55K642
2Bank of America, National Association35%285 / 81898%$85K279
3Regions Bank46%245 / 53086%$55K210
4Third Federal Savings And Loan Association Of Cleveland53%265 / 49794%$55K249
5Midflorida52%214 / 41094%$55K201

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 170 more lenders.

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Other lending data for Pasco County

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