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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Hernando County, Florida

Fat Boy Data analyzed home improvement loan activity in Hernando County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,806 applications were decided by 114 lenders between 2023 and 2025.

Hernando County at a glance

114Active lenders21 with 20+ decisions
55.4%Market approval rate1,554 of 2,806 decided
$55KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,420 loans funded

How Hernando County compares

Approval rate compared
Hernando County55.4%Florida53.6%All 616 counties62.7%
Typical loan compared
Hernando County$55KFlorida$75KAll 616 counties$75K

What the data shows

Suncoast Credit Union made the most home improvement loans in Hernando County, FL, 397 of them.

That is 28% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Brannen Bank approved the highest share of applications among lenders with at least 20 decisions here, 85% of 20.

The typical home improvement loan here is $55K, 27% smaller than the Florida typical of $75K.

Only 1 lender here typically writes at or below $35K: Regions Bank.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 10% approved of 29Discover Bank: 20% approved of 100Bank of America, National Association: 36% approved of 289Spring Eq, LLC: 37% approved of 62Citizens Bank, National Association: 42% approved of 26Truist Bank: 43% approved of 207Midflorida: 44% approved of 207TD Bank, National Association: 50% approved of 26PNC Bank, National Association: 52% approved of 103Third Federal Savings And Loan Association Of Cleveland: 54% approved of 134Regions Bank: 55% approved of 279Fifth Third Bank, National Association: 56% approved of 52Achieva Credit Union: 58% approved of 31Navy Federal Credit Union: 60% approved of 97Rocket Mortgage, LLC: 64% approved of 22Figure Lending LLC: 66% approved of 73Homebridge Financial Services, Inc.: 70% approved of 23Suncoast Credit Union: 71% approved of 575Capital City Bank: 76% approved of 59Brannen Bank: 85% approved of 20Coastal Community Bank: 100% approved of 73

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Hernando County

LenderApprovalApprovedTaken upTypical loanLoans made
1Suncoast Credit Union71%406 / 57598%$55K397
2Bank of America, National Association36%105 / 28999%$85K104
3Regions Bank55%154 / 27983%$35K128
4Truist Bank43%89 / 20791%$55K81
5Midflorida44%91 / 20797%$45K88

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 109 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Hernando County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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