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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Miami-Dade County, Florida

Fat Boy Data analyzed investment property refinance activity in Miami-Dade County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,683 applications were decided by 261 lenders between 2023 and 2025.

Miami-Dade County at a glance

261Active lenders31 with 20+ decisions
63.8%Market approval rate1,713 of 2,683 decided
$395KTypical loanmedian lender, $10K brackets
85%Borrower take-up1,463 loans funded

How Miami-Dade County compares

Approval rate compared
Miami-Dade County63.8%Florida68.0%All 616 counties77.7%
Typical loan compared
Miami-Dade County$395KFlorida$275KAll 616 counties$235K

What the data shows

A&D Mortgage LLC made the most investment property refinances in Miami-Dade County, FL, 117 of them.

FM Home Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 36.

The typical investment property refinance here is $395K, 44% larger than the Florida typical of $275K.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Homebridge Financial Services, Inc.: 15% approved of 20Bank of America, National Association: 29% approved of 66Lendingone, LLC: 32% approved of 22Hometown Equity Mortgage, LLC: 33% approved of 89Homexpress Mortgage Corp.: 33% approved of 46Wells Fargo Bank, National Association: 34% approved of 29TD Bank, National Association: 37% approved of 57Newrez LLC: 39% approved of 23JPMorgan Chase Bank, National Association: 45% approved of 20Rocket Mortgage, LLC: 47% approved of 59Deephaven Mortgage LLC: 50% approved of 84United Wholesale Mortgage, LLC: 56% approved of 177Pennymac Loan Services, LLC: 57% approved of 23Kiavi Funding, Inc.: 61% approved of 160Helm Bank USA: 62% approved of 40Clearedge Lending LLC: 67% approved of 21Vista Point Mortgage, LLC: 68% approved of 60Banco do Brasil Americas: 68% approved of 38City National Bank of Florida: 72% approved of 25Loan Funder LLC: 75% approved of 24Champions Funding, LLC: 76% approved of 45Ocmbc, Inc.: 76% approved of 54A&D Mortgage LLC: 80% approved of 152The Loan Store, Inc.: 82% approved of 51Bradesco Bank: 85% approved of 54Foundation Mortgage Corporation: 86% approved of 57American Heritage Lending, LLC: 86% approved of 29Cornerstone First Mortgage, Inc: 87% approved of 30Reliable Holdings Manager LLC: 91% approved of 45Citadel Servicing Corporation: 94% approved of 87FM Home Loans, LLC: 97% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Miami-Dade County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only56%100 / 17796%$355K96
2Kiavi Funding, Inc.61%97 / 16095%$385K92
3A&D Mortgage LLC80%122 / 15296%$325K117
4Hometown Equity Mortgage, LLC33%29 / 89100%$535K29
5Citadel Servicing Corporation94%82 / 8741%$405K34

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 256 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Miami-Dade County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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