HomeFloridaMiami-Dade CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Miami-Dade County, Florida

Fat Boy Data analyzed investment cash-out refinance activity in Miami-Dade County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,139 applications were decided by 291 lenders between 2023 and 2025.

Miami-Dade County at a glance

291Active lenders57 with 20+ decisions
69.7%Market approval rate4,976 of 7,139 decided
$315KTypical loanmedian lender, $10K brackets
89%Borrower take-up4,453 loans funded

How Miami-Dade County compares

Approval rate compared
Miami-Dade County69.7%Florida68.9%All 616 counties73.1%
Typical loan compared
Miami-Dade County$315KFlorida$245KAll 616 counties$205K

What the data shows

A&D Mortgage LLC made the most investment cash-out refinances in Miami-Dade County, FL, 734 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical investment cash-out refinance here is $315K, 29% larger than the Florida typical of $245K.

Approval rate of all 57 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 12% approved of 95Quorum Federal Credit Union: 24% approved of 21Loandepot.Com, LLC: 31% approved of 35Newrez LLC: 33% approved of 102Lendingone, LLC: 34% approved of 71Wells Fargo Bank, National Association: 38% approved of 40Homebridge Financial Services, Inc.: 38% approved of 24New American Funding, LLC: 38% approved of 24Nationstar Mortgage LLC: 38% approved of 34Space Coast Credit Union: 43% approved of 100Hometown Equity Mortgage, LLC: 45% approved of 348Pennymac Loan Services, LLC: 46% approved of 48JPMorgan Chase Bank, National Association: 47% approved of 53Kind Lending, LLC: 47% approved of 36Regions Bank: 48% approved of 27Ice Lender Holdings LLC: 50% approved of 46Carrington Mortgage Services, LLC: 53% approved of 57All Credit Considered Mortgage, Inc.: 53% approved of 38Amerant Bank, National Association: 54% approved of 24Homexpress Mortgage Corp.: 56% approved of 257United Wholesale Mortgage, LLC: 57% approved of 836Plaza Home Mortgage, Inc.: 57% approved of 47Clearedge Lending LLC: 59% approved of 81Deephaven Mortgage LLC: 65% approved of 179Rocket Mortgage, LLC: 67% approved of 175Loan Funder LLC: 67% approved of 67Ocmbc, Inc.: 71% approved of 189Champions Funding, LLC: 72% approved of 146Movement Mortgage, LLC: 75% approved of 20Arc Home LLC: 77% approved of 43Logan Finance Corporation: 78% approved of 93American Financial Network, Inc.: 79% approved of 56Nexera Holding LLC: 79% approved of 94Angel Oak Mortgage Solutions LLC: 79% approved of 256Home Mortgage Alliance Corporation (Hmac): 79% approved of 29Ameritrust Mortgage Corporation: 81% approved of 21Amwest Funding Corp.: 81% approved of 185Bpl Mortgage, LLC: 81% approved of 37Change Lending, LLC: 83% approved of 29Bradesco Bank: 83% approved of 30Fundloans Capital: 83% approved of 24Paramount Residential Mortgage Group, Inc.: 86% approved of 29Intercredit Bank, National Association: 87% approved of 45Reliable Holdings Manager LLC: 89% approved of 75A&D Mortgage LLC: 90% approved of 839American Heritage Lending, LLC: 90% approved of 90Flexpoint, Inc.: 90% approved of 21The Loan Store, Inc.: 91% approved of 88Oaktree Funding Corp.: 92% approved of 52Emporium Tpo LLC: 93% approved of 56Cmg Mortgage, Inc.: 95% approved of 38Crosscountry Mortgage, LLC: 97% approved of 29Citadel Servicing Corporation: 98% approved of 377Velocity Commercial Capital, LLC: 99% approved of 182Rf Renovo Management Company, LLC: 100% approved of 28Lendsure Mortgage Corp.: 100% approved of 24Dg Pinnacle Funding LLC: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Miami-Dade County

LenderApprovalApprovedTaken upTypical loanLoans made
1A&D Mortgage LLC90%751 / 83998%$255K734
2United Wholesale Mortgage, LLCBroker only57%476 / 83698%$265K465
3Citadel Servicing Corporation98%368 / 37750%$315K185
4Hometown Equity Mortgage, LLC45%156 / 34897%$455K151
5Homexpress Mortgage Corp.Broker only56%145 / 25799%$375K143

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 286 more lenders.

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