HomeFloridaLee CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Lee County, Florida

Fat Boy Data analyzed investment cash-out refinance activity in Lee County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,173 applications were decided by 241 lenders between 2023 and 2025.

Lee County at a glance

241Active lenders25 with 20+ decisions
70.0%Market approval rate1,520 of 2,173 decided
$245KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,382 loans funded

How Lee County compares

Approval rate compared
Lee County70.0%Florida68.9%All 616 counties73.1%
Typical loan compared
Lee County$245KFlorida$245KAll 616 counties$205K

What the data shows

Hometown Equity Mortgage, LLC made the most investment cash-out refinances in Lee County, FL, 71 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 32% approved of 40Homexpress Mortgage Corp.: 43% approved of 94Deephaven Mortgage LLC: 43% approved of 23Ice Lender Holdings LLC: 45% approved of 29Lendingone, LLC: 55% approved of 58Newrez LLC: 56% approved of 48Hometown Equity Mortgage, LLC: 57% approved of 128American Financial Network, Inc.: 64% approved of 22United Wholesale Mortgage, LLC: 64% approved of 215RBC Bank, (Georgia) National Association: 65% approved of 34Pennymac Loan Services, LLC: 65% approved of 20Rocket Mortgage, LLC: 67% approved of 66Arc Home LLC: 68% approved of 22Champions Funding, LLC: 72% approved of 67A&D Mortgage LLC: 76% approved of 74Loan Funder LLC: 77% approved of 47Angel Oak Mortgage Solutions LLC: 78% approved of 72Ocmbc, Inc.: 82% approved of 51Bpl Mortgage, LLC: 83% approved of 29Nexera Holding LLC: 85% approved of 20American Heritage Lending, LLC: 86% approved of 50Amwest Funding Corp.: 94% approved of 36Movement Mortgage, LLC: 96% approved of 23Citadel Servicing Corporation: 98% approved of 58Velocity Commercial Capital, LLC: 100% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Lee County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only64%137 / 21599%$235K136
2Hometown Equity Mortgage, LLC57%73 / 12897%$285K71
3Homexpress Mortgage Corp.Broker only43%40 / 9498%$345K39
4A&D Mortgage LLC76%56 / 7498%$235K55
5Angel Oak Mortgage Solutions LLC78%56 / 7298%$245K55

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 236 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Lee County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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