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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lee County, Florida

Fat Boy Data analyzed cash-out refinance activity in Lee County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,875 applications were decided by 374 lenders between 2023 and 2025.

Lee County at a glance

374Active lenders59 with 20+ decisions
59.9%Market approval rate5,315 of 8,875 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,975 loans funded

How Lee County compares

Approval rate compared
Lee County59.9%Florida62.2%All 616 counties68.2%
Typical loan compared
Lee County$205KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lee County, FL, 1,411 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 41.

Approval rate of all 59 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 18% approved of 123Spring Eq, LLC: 19% approved of 63Amerisave Mortgage Corporation: 21% approved of 633Lakeview Loan Servicing, LLC: 24% approved of 190New Day Financial, LLC: 24% approved of 143Network Capital Funding Corporation: 24% approved of 49Hometown Equity Mortgage, LLC: 30% approved of 23Newrez LLC: 33% approved of 267Carrington Mortgage Services, LLC: 33% approved of 228American Financing Corporation: 33% approved of 103Wells Fargo Bank, National Association: 38% approved of 91Advantagefirst Lending Inc.: 40% approved of 20Prosperity Home Mortgage, LLC: 41% approved of 22Homexpress Mortgage Corp.: 42% approved of 26Third Federal Savings And Loan Association Of Cleveland: 45% approved of 22Village Capital & Investment LLC: 48% approved of 69U.S. Bank National Association: 48% approved of 23Mutual of Omaha Mortgage, Inc.: 50% approved of 84Fifth Third Bank, National Association: 50% approved of 28Lower, LLC: 51% approved of 35New American Funding, LLC: 52% approved of 109Suncoast Credit Union: 55% approved of 320Navy Federal Credit Union: 56% approved of 81Loandepot.Com, LLC: 58% approved of 291The Federal Savings Bank: 59% approved of 27Pennymac Loan Services, LLC: 62% approved of 288Guaranteed Rate, Inc.: 62% approved of 21Plaza Home Mortgage, Inc.: 62% approved of 29Freedom Mortgage Corporation: 63% approved of 247Truist Bank: 63% approved of 30Space Coast Credit Union: 64% approved of 33Ocmbc, Inc.: 64% approved of 22Champions Funding, LLC: 64% approved of 25JPMorgan Chase Bank, National Association: 65% approved of 77Quorum Federal Credit Union: 66% approved of 29American Pacific Mortgage Corporation: 66% approved of 41Change Lending, LLC: 66% approved of 41Flagstar Bank, National Association: 66% approved of 100GoodLeap, LLC: 68% approved of 127United Wholesale Mortgage, LLC: 71% approved of 830Sun West Mortgage Company, Inc.: 71% approved of 56Lake Michigan Credit Union: 71% approved of 21Regions Bank: 72% approved of 25Onity Mortgage Corporation: 72% approved of 25Equity Prime Mortgage LLC: 72% approved of 40Bank of America, National Association: 73% approved of 22Rocket Mortgage, LLC: 74% approved of 1,970A&D Mortgage LLC: 79% approved of 34Nationstar Mortgage LLC: 80% approved of 141Angel Oak Mortgage Solutions LLC: 86% approved of 36Primary Residential Mortgage, Inc.: 86% approved of 22Guild Mortgage Company LLC: 88% approved of 25Crosscountry Mortgage, LLC: 88% approved of 67Cardinal Financial Company, Limited Partnership: 90% approved of 30Citadel Servicing Corporation: 90% approved of 31Reliance First Capital, LLC: 90% approved of 21Oaktree Funding Corp.: 91% approved of 22American Financial Network, Inc.: 93% approved of 27Movement Mortgage, LLC: 93% approved of 41

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Lee County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC74%1,463 / 1,97096%$155K1,411
2United Wholesale Mortgage, LLCBroker only71%588 / 83096%$265K563
3Amerisave Mortgage Corporation21%130 / 63395%$105K124
4Suncoast Credit Union55%176 / 32098%$195K173
5Loandepot.Com, LLC58%168 / 29199%$255K167

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 369 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Lee County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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