HomeCaliforniaVentura CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Ventura County, California

Fat Boy Data analyzed investment cash-out refinance activity in Ventura County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 915 applications were decided by 174 lenders between 2023 and 2025.

Ventura County at a glance

174Active lenders8 with 20+ decisions
77.3%Market approval rate707 of 915 decided
$405KTypical loanmedian lender, $10K brackets
93%Borrower take-up658 loans funded

How Ventura County compares

Approval rate compared
Ventura County77.3%California75.0%All 616 counties73.1%
Typical loan compared
Ventura County$405KCalifornia$425KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Ventura County, CA, 36 of them.

Citadel Servicing Corporation approved the highest share of applications among lenders with at least 20 decisions here, 92% of 24.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 19% approved of 32Homexpress Mortgage Corp.: 45% approved of 22United Wholesale Mortgage, LLC: 72% approved of 90Rocket Mortgage, LLC: 77% approved of 47Angel Oak Mortgage Solutions LLC: 83% approved of 24Ocmbc, Inc.: 90% approved of 51Amwest Funding Corp.: 91% approved of 23Citadel Servicing Corporation: 92% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Ventura County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only72%65 / 90100%$305K65
2Ocmbc, Inc.Broker only90%46 / 5172%$405K33
3Rocket Mortgage, LLC77%36 / 47100%$375K36
4Amerisave Mortgage Corporation19%6 / 32100%$135K6
5Citadel Servicing Corporation92%22 / 2482%$435K18

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 169 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Ventura County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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