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refinance lenders · HMDA 2023–2025

Refinance lenders in Ventura County, California

Fat Boy Data analyzed mortgage refinance activity in Ventura County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,104 applications were decided by 312 lenders between 2023 and 2025.

Ventura County at a glance

312Active lenders48 with 20+ decisions
78.3%Market approval rate3,995 of 5,104 decided
$605KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,757 loans funded

How Ventura County compares

Approval rate compared
Ventura County78.3%California76.7%All 616 counties76.5%
Typical loan compared
Ventura County$605KCalifornia$655KAll 616 counties$295K

What the data shows

Bank of America, National Association made the most mortgage refinances in Ventura County, CA, 306 of them.

Citibank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 100% of 45.

Approval rate of all 48 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 24% approved of 149Mortgage Research Center, LLC: 38% approved of 24Spring Eq, LLC: 41% approved of 78Lakeview Loan Servicing, LLC: 45% approved of 100Comerica Bank: 48% approved of 29Pentagon Federal Credit Union: 50% approved of 50BMO Bank National Association: 52% approved of 23Foundation Mortgage Corporation: 55% approved of 20Ventura County Credit Union: 57% approved of 23Third Federal Savings And Loan Association Of Cleveland: 57% approved of 144Newrez LLC: 57% approved of 63Flagstar Bank, National Association: 59% approved of 32Kind Lending, LLC: 64% approved of 28First Bank: 65% approved of 34PNC Bank, National Association: 67% approved of 43Bank of America, National Association: 70% approved of 443Logix Federal Credit Union: 73% approved of 33Oceanair Federal Credit Union: 75% approved of 20First Entertainment: 76% approved of 21Longbridge Financial, LLC: 79% approved of 57Onity Mortgage Corporation: 80% approved of 44Pennymac Loan Services, LLC: 80% approved of 126Wells Fargo Bank, National Association: 80% approved of 41Nationstar Mortgage LLC: 81% approved of 36Rocket Mortgage, LLC: 81% approved of 330U.S. Bank National Association: 81% approved of 208Loandepot.Com, LLC: 83% approved of 41New American Funding, LLC: 83% approved of 30Provident Funding Associates, L.P.: 84% approved of 31Freedom Mortgage Corporation: 84% approved of 56Kinecta: 87% approved of 46Traditional Mortgage Acceptance Corporation: 88% approved of 26Ocmbc, Inc.: 89% approved of 36United Wholesale Mortgage, LLC: 89% approved of 600A&D Mortgage LLC: 89% approved of 28Finance of America Reverse LLC: 90% approved of 156JPMorgan Chase Bank, National Association: 90% approved of 78Guaranteed Rate, Inc.: 92% approved of 52Movement Mortgage, LLC: 92% approved of 40Mutual of Omaha Mortgage, Inc.: 93% approved of 89Golden Empire Mortgage, Inc.: 94% approved of 62LoanUnited.com, LLC: 95% approved of 20Cmg Mortgage, Inc.: 96% approved of 127Village Capital & Investment LLC: 97% approved of 33Crosscountry Mortgage, LLC: 98% approved of 50Augusta Financial, Inc.: 98% approved of 52Citibank, National Association: 100% approved of 45Mld Mortgage Inc.: 100% approved of 37

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Ventura County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only89%535 / 60098%$665K523
2Bank of America, National Association70%311 / 44398%$205K306
3Rocket Mortgage, LLC81%266 / 33097%$645K257
4U.S. Bank National Association81%169 / 20897%$365K164
5Finance of America Reverse LLC90%140 / 15698%$415K137

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 307 more lenders.

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Other lending data for Ventura County

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Nearby markets

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