Investment property cash-out lenders in Santa Barbara County, California
Fat Boy Data analyzed investment cash-out refinance activity in Santa Barbara County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 760 applications were decided by 133 lenders between 2023 and 2025.
Santa Barbara County at a glance
How Santa Barbara County compares
What the data shows
Guaranteed Rate, Inc. made the most investment cash-out refinances in Santa Barbara County, CA, 30 of them.
Greenbox Loans, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property cash-out lenders in Santa Barbara County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 72% | 59 / 82 | 97% | $315K | 57 |
| 2 | Citadel Servicing Corporation | 97% | 38 / 39 | 68% | $765K | 26 |
| 3 | Angel Oak Mortgage Solutions LLC | 83% | 29 / 35 | 100% | $405K | 29 |
| 4 | Guaranteed Rate, Inc. | 91% | 30 / 33 | 100% | $605K | 30 |
| 5 | Ocmbc, Inc.Broker only | 89% | 24 / 27 | 75% | $305K | 18 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 128 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Santa Barbara County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
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