Home›California›Monterey County›Mortgage lenders
mortgage lenders · HMDA 2023–2025

Mortgage lenders in Monterey County, California

Fat Boy Data analyzed home purchase mortgage activity in Monterey County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,577 applications were decided by 276 lenders between 2023 and 2025.

Monterey County at a glance

276Active lenders45 with 20+ decisions
86.5%Market approval rate4,825 of 5,577 decided
$615KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,584 loans funded

How Monterey County compares

Approval rate compared
Monterey County86.5%California88.4%All 616 counties87.6%
Typical loan compared
Monterey County$615KCalifornia$555KAll 616 counties$335K

What the data shows

Premier Mortgage Resources, L.L.C. made the most home purchase mortgages in Monterey County, CA, 293 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 280.

The typical home purchase mortgage here is $615K, 11% larger than the California typical of $555K.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 18% approved of 142Credit Human Federal Credit Union: 32% approved of 41Hometown Equity Mortgage, LLC: 36% approved of 28Champions Funding, LLC: 61% approved of 23Amwest Funding Corp.: 70% approved of 20Triad Financial Services, Inc.: 72% approved of 161Bank of America, National Association: 75% approved of 104Kind Lending, LLC: 75% approved of 146Wells Fargo Bank, National Association: 82% approved of 100Pennymac Loan Services, LLC: 82% approved of 79Sun West Mortgage Company, Inc.: 83% approved of 23Rocket Mortgage, LLC: 83% approved of 346Navy Federal Credit Union: 83% approved of 48Newrez LLC: 84% approved of 25Home Mortgage Alliance Corporation (Hmac): 86% approved of 28U.S. Bank National Association: 86% approved of 163The Loan Store, Inc.: 86% approved of 22Mortgage Research Center, LLC: 87% approved of 23United Wholesale Mortgage, LLC: 88% approved of 828Ocmbc, Inc.: 88% approved of 84Loandepot.Com, LLC: 89% approved of 102Bay Federal Credit Union: 90% approved of 52First Colony Mortgage Corporation: 90% approved of 21JPMorgan Chase Bank, National Association: 91% approved of 130American Pacific Mortgage Corporation: 92% approved of 48BMO Bank National Association: 92% approved of 24Mechanics Bank: 92% approved of 25Flexpoint, Inc.: 95% approved of 187Mason Mcduffie Mortgage Corporation: 95% approved of 60Shea Mortgage Inc.: 95% approved of 40Guaranteed Rate, Inc.: 95% approved of 206Franklin Loan Corporation: 95% approved of 103Charles Schwab Bank, SSB: 96% approved of 23New American Funding, LLC: 96% approved of 23Guaranteed Rate Affinity, LLC: 96% approved of 48Primelending, A Plainscapital Company: 96% approved of 108Summit Funding, Inc.: 97% approved of 157Synergy One Lending, Inc.: 98% approved of 93Paramount Residential Mortgage Group, Inc.: 99% approved of 69Premier Mortgage Resources, L.L.C.: 99% approved of 296Crosscountry Mortgage, LLC: 100% approved of 280Bay-Valley Mortgage Group: 100% approved of 60Mission Loans, LLC: 100% approved of 53Guild Mortgage Company LLC: 100% approved of 27ML Mortgage Corp.: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Monterey County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only88%725 / 82899%$615K719
2Rocket Mortgage, LLC83%288 / 34698%$635K282
3Premier Mortgage Resources, L.L.C.99%293 / 296100%$535K293
4Crosscountry Mortgage, LLC100%280 / 28099%$645K277
5Guaranteed Rate, Inc.95%196 / 206100%$525K196

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 271 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home purchase mortgage lenders in Monterey County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Monterey County

Home improvement loans in Monterey CountyCash-out refinance in Monterey CountyRefinance in Monterey CountyInvestment property purchase in Monterey CountyInvestment cash-out refinance in Monterey CountyInvestment refinance in Monterey CountyInvestment home improvement in Monterey County

Nearby markets

All lending in Monterey CountyCounty overviewMortgage lenders across CaliforniaStatewideFresno CountyNearby countyKings CountyNearby countySan Luis Obispo CountyNearby countySanta Cruz CountyNearby county