Investment property cash-out lenders in Monterey County, California
Fat Boy Data analyzed investment cash-out refinance activity in Monterey County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 512 applications were decided by 121 lenders between 2023 and 2025.
Monterey County at a glance
How Monterey County compares
What the data shows
Flexpoint, Inc. made the most investment cash-out refinances in Monterey County, CA, 14 of them.
Investment property cash-out lenders in Monterey County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 73% | 77 / 105 | 97% | $305K | 75 |
| 2 | Ocmbc, Inc.Broker only | 73% | 24 / 33 | 71% | $435K | 17 |
| 3 | Homexpress Mortgage Corp.Broker only | 48% | 10 / 21 | 90% | $705K | 9 |
| 4 | Flexpoint, Inc.Limited sample | 95% | 18 / 19 | 78% | $305K | 14 |
| 5 | Rocket Mortgage, LLCLimited sample | 85% | 11 / 13 | 100% | $415K | 11 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 116 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Monterey County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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