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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Los Angeles County, California

Fat Boy Data analyzed investment home improvement loan activity in Los Angeles County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,239 applications were decided by 193 lenders between 2023 and 2025.

Los Angeles County at a glance

193Active lenders38 with 20+ decisions
52.2%Market approval rate2,211 of 4,239 decided
$195KTypical loanmedian lender, $10K brackets
91%Borrower take-up2,010 loans funded

How Los Angeles County compares

Approval rate compared
Los Angeles County52.2%California52.5%All 616 counties51.2%
Typical loan compared
Los Angeles County$195KCalifornia$135KAll 616 counties$115K

What the data shows

Homebridge Financial Services, Inc. made the most investment home improvement loans in Los Angeles County, CA, 204 of them.

Genesis Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 45.

The typical investment home improvement loan here is $195K, 44% larger than the California typical of $135K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 0% approved of 20Bank of America, National Association: 6% approved of 359U.S. Bank National Association: 6% approved of 260Navy Federal Credit Union: 14% approved of 145Spring Eq, LLC: 19% approved of 273BMO Bank National Association: 25% approved of 170The Golden 1: 31% approved of 26Banner Bank: 32% approved of 44Pentagon Federal Credit Union: 32% approved of 22Wells Fargo Bank, National Association: 33% approved of 39Zions Bancorporation, N.A.: 39% approved of 44Southland Credit Union: 39% approved of 59First Entertainment: 48% approved of 23PNC Bank, National Association: 48% approved of 31Kind Lending, LLC: 52% approved of 84Wescom Central Credit Union: 55% approved of 115Figure Lending LLC: 59% approved of 262Pivotal Capital Group II, LLC: 60% approved of 20The Loan Store, Inc.: 61% approved of 80Deephaven Mortgage LLC: 62% approved of 94LOS ANGELES POLICE Federal Credit Union: 67% approved of 21Guaranteed Rate, Inc.: 71% approved of 31Logix Federal Credit Union: 71% approved of 70Rocket Mortgage, LLC: 73% approved of 112WATER AND POWER COMMUNITY Credit Union: 75% approved of 24JPMorgan Chase Bank, National Association: 75% approved of 97Schoolsfirst: 76% approved of 261Homebridge Financial Services, Inc.: 76% approved of 321Fremont Bank: 78% approved of 23New American Funding, LLC: 81% approved of 26East West Bank: 89% approved of 140California Coast Credit Union: 90% approved of 21Paramount Residential Mortgage Group, Inc.: 95% approved of 22Arixa Enhanced Income Fund, L.P.: 97% approved of 72Coastal Community Bank: 98% approved of 44Sundae Funding, Inc.: 98% approved of 134Genesis Capital, LLC: 100% approved of 45Merchants Mortgage & Trust Corporation, LLC: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Los Angeles County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association6%21 / 35990%$205K19
2Homebridge Financial Services, Inc.76%245 / 32183%$145K204
3Spring Eq, LLC19%52 / 27394%$115K49
4Figure Lending LLC59%154 / 26270%$115K108
5Schoolsfirst76%198 / 26199%$115K196

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 188 more lenders.

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