Investment property improvement lenders in San Bernardino County, California
Fat Boy Data analyzed investment home improvement loan activity in San Bernardino County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,206 applications were decided by 106 lenders between 2023 and 2025.
San Bernardino County at a glance
How San Bernardino County compares
What the data shows
Schoolsfirst made the most investment home improvement loans in San Bernardino County, CA, 104 of them.
Sundae Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 39.
The typical investment home improvement loan here is $105K, 22% smaller than the California typical of $135K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property improvement lenders in San Bernardino County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Schoolsfirst | 81% | 104 / 129 | 100% | $105K | 104 |
| 2 | Bank of America, National Association | 15% | 17 / 117 | 100% | $105K | 17 |
| 3 | Spring Eq, LLC | 30% | 27 / 91 | 89% | $125K | 24 |
| 4 | U.S. Bank National Association | 12% | 11 / 90 | 100% | $305K | 11 |
| 5 | Navy Federal Credit Union | 25% | 21 / 84 | 90% | $95K | 19 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 101 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in San Bernardino County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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