HomeArizonaYavapai CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Yavapai County, Arizona

Fat Boy Data analyzed cash-out refinance activity in Yavapai County, Arizona to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,843 applications were decided by 232 lenders between 2023 and 2025.

Yavapai County at a glance

232Active lenders40 with 20+ decisions
71.2%Market approval rate2,737 of 3,843 decided
$195KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,576 loans funded

How Yavapai County compares

Approval rate compared
Yavapai County71.2%Arizona71.3%All 616 counties68.2%
Typical loan compared
Yavapai County$195KArizona$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Yavapai County, AZ, 642 of them.

Gardner Financial Services, Ltd. approved the highest share of applications among lenders with at least 20 decisions here, 97% of 33.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 27% approved of 41Amerisave Mortgage Corporation: 27% approved of 215Mortgage Research Center, LLC: 36% approved of 39American Financing Corporation: 37% approved of 51New Day Financial, LLC: 39% approved of 72Village Capital & Investment LLC: 42% approved of 26Carrington Mortgage Services, LLC: 44% approved of 87Spring Eq, LLC: 48% approved of 25Wells Fargo Bank, National Association: 53% approved of 30Credit Union West: 54% approved of 24Loandepot.Com, LLC: 55% approved of 100Zions Bancorporation, N.A.: 57% approved of 37Newrez LLC: 59% approved of 100BMO Bank National Association: 61% approved of 46Guaranteed Rate, Inc.: 62% approved of 26Mutual of Omaha Mortgage, Inc.: 62% approved of 29Navy Federal Credit Union: 65% approved of 23OneAZ Credit Union: 68% approved of 137New American Funding, LLC: 70% approved of 50Freedom Mortgage Corporation: 70% approved of 81Flagstar Bank, National Association: 71% approved of 48Pennymac Loan Services, LLC: 73% approved of 79Sun West Mortgage Company, Inc.: 75% approved of 28The Federal Savings Bank: 76% approved of 25JPMorgan Chase Bank, National Association: 78% approved of 54United Wholesale Mortgage, LLC: 79% approved of 358Nationstar Mortgage LLC: 82% approved of 71Quorum Federal Credit Union: 82% approved of 22GoodLeap, LLC: 83% approved of 52Plaza Home Mortgage, Inc.: 83% approved of 24Primelending, A Plainscapital Company: 85% approved of 20Rocket Mortgage, LLC: 85% approved of 777Equity Prime Mortgage LLC: 88% approved of 26Fairway Independent Mortgage Corporation: 90% approved of 48Cmg Mortgage, Inc.: 90% approved of 20Citadel Servicing Corporation: 93% approved of 27Guild Mortgage Company LLC: 93% approved of 73Nations Lending Corporation: 95% approved of 40V.I.P. Mortgage, Inc.: 95% approved of 20Gardner Financial Services, Ltd.: 97% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Yavapai County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%663 / 77797%$155K642
2United Wholesale Mortgage, LLCBroker only79%282 / 35897%$275K274
3Amerisave Mortgage Corporation27%59 / 215100%$125K59
4OneAZ Credit Union68%93 / 13799%$185K92
5Newrez LLC59%59 / 10098%$135K58

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 227 more lenders.

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