HomeArizonaCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Arizona

Fat Boy Data analyzed cash-out refinance activity in Arizona to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 90,523 applications were decided by 587 lenders between 2023 and 2025.

Arizona at a glance

587Active lenders217 with 20+ decisions
71.3%Market approval rate64,510 of 90,523 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up61,071 loans funded

How Arizona compares

Approval rate compared
Arizona71.3%All 616 counties68.2%
Typical loan compared
Arizona$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Arizona, 15,254 of them.

Altitude Financial Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 212.

The typical cash-out refinance here is $205K, 32% larger than the the United States typical of $155K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 22% approved of 843Network Capital Funding Corporation: 25% approved of 421Lakeview Loan Servicing, LLC: 28% approved of 1,149Amerisave Mortgage Corporation: 29% approved of 4,434New Day Financial, LLC: 36% approved of 1,307American Financing Corporation: 37% approved of 608Carrington Mortgage Services, LLC: 39% approved of 1,707Arizona Central Credit Union: 41% approved of 792Spring Eq, LLC: 46% approved of 782Desert Financial Credit Union: 46% approved of 499Define Mortgage Solutions, LLC: 47% approved of 417Village Capital & Investment LLC: 52% approved of 606Newrez LLC: 53% approved of 2,646Mutual of Omaha Mortgage, Inc.: 57% approved of 659Kind Lending, LLC: 57% approved of 209Wells Fargo Bank, National Association: 58% approved of 1,204Mountain America Federal Credit Union: 61% approved of 300OneAZ Credit Union: 61% approved of 453Prosperity Home Mortgage, LLC: 63% approved of 214BMO Bank National Association: 63% approved of 892U.S. Bank National Association: 64% approved of 572Zions Bancorporation, N.A.: 64% approved of 200Navy Federal Credit Union: 66% approved of 859Loandepot.Com, LLC: 67% approved of 2,619New American Funding, LLC: 68% approved of 957Quorum Federal Credit Union: 69% approved of 603Advantagefirst Lending Inc.: 69% approved of 328Sun West Mortgage Company, Inc.: 70% approved of 683Freedom Mortgage Corporation: 70% approved of 2,073Onity Mortgage Corporation: 71% approved of 271Pennymac Loan Services, LLC: 73% approved of 2,066Plaza Home Mortgage, Inc.: 74% approved of 316Flagstar Bank, National Association: 74% approved of 1,240Vantage West: 74% approved of 251Guaranteed Rate, Inc.: 74% approved of 375Truwest Credit Union: 76% approved of 1,051Copper State Credit Union: 77% approved of 319The Federal Savings Bank: 77% approved of 501American Pacific Mortgage Corporation: 77% approved of 385GoodLeap, LLC: 77% approved of 1,954American Southwest: 79% approved of 200Nationstar Mortgage LLC: 81% approved of 1,711Nova Financial & Investment Corporation: 81% approved of 1,588Ocmbc, Inc.: 81% approved of 270Equity Prime Mortgage LLC: 81% approved of 418United Wholesale Mortgage, LLC: 82% approved of 9,698JPMorgan Chase Bank, National Association: 82% approved of 1,524Rocket Mortgage, LLC: 82% approved of 19,046Fairway Independent Mortgage Corporation: 85% approved of 892Cardinal Financial Company, Limited Partnership: 85% approved of 270Tucson Federal Credit Union: 88% approved of 408Pyramid: 89% approved of 363Guild Mortgage Company LLC: 90% approved of 1,314Nations Lending Corporation: 90% approved of 208Cmg Mortgage, Inc.: 91% approved of 443V.I.P. Mortgage, Inc.: 93% approved of 443Paramount Residential Mortgage Group, Inc.: 95% approved of 275Crosscountry Mortgage, LLC: 95% approved of 658Altitude Financial Corporation: 97% approved of 212Coastal Community Bank: 99% approved of 366

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Arizona

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%15,711 / 19,04697%$135K15,254
2United Wholesale Mortgage, LLCBroker only82%7,930 / 9,69898%$255K7,743
3Amerisave Mortgage Corporation29%1,300 / 4,43498%$115K1,268
4Newrez LLC53%1,406 / 2,64698%$135K1,381
5Loandepot.Com, LLC67%1,745 / 2,61998%$275K1,703

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 582 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Arizona. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • Download as CSV

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Arizona

Counties in Arizona