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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Yavapai County, Arizona

Fat Boy Data analyzed home improvement loan activity in Yavapai County, Arizona to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,796 applications were decided by 120 lenders between 2023 and 2025.

Yavapai County at a glance

120Active lenders22 with 20+ decisions
64.1%Market approval rate1,792 of 2,796 decided
$105KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,648 loans funded

How Yavapai County compares

Approval rate compared
Yavapai County64.1%Arizona65.1%All 616 counties62.7%
Typical loan compared
Yavapai County$105KArizona$105KAll 616 counties$75K

What the data shows

OneAZ Credit Union made the most home improvement loans in Yavapai County, AZ, 419 of them.

That is 25% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Bank of Colorado approved the highest share of applications among lenders with at least 20 decisions here, 87% of 23.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 39% approved of 87Spring Eq, LLC: 43% approved of 88Mountain America Federal Credit Union: 50% approved of 32Bank of America, National Association: 50% approved of 145U.S. Bank National Association: 57% approved of 86Glacier Bank: 57% approved of 40Pentagon Federal Credit Union: 59% approved of 22BMO Bank National Association: 59% approved of 96PNC Bank, National Association: 62% approved of 50OneAZ Credit Union: 62% approved of 695Figure Lending LLC: 66% approved of 86Zions Bancorporation, N.A.: 67% approved of 246Navy Federal Credit Union: 68% approved of 71Desert Financial Credit Union: 69% approved of 284Credit Union West: 70% approved of 149Nationstar Mortgage LLC: 75% approved of 20Arizona Financial Credit Union: 77% approved of 22Rocket Mortgage, LLC: 79% approved of 33JPMorgan Chase Bank, National Association: 80% approved of 30AMERICA FIRST Federal Credit Union: 81% approved of 37Bank of Colorado: 87% approved of 23Coastal Community Bank: 97% approved of 65

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Yavapai County

LenderApprovalApprovedTaken upTypical loanLoans made
1OneAZ Credit Union62%433 / 69597%$105K419
2Desert Financial Credit Union69%195 / 28492%$105K179
3Zions Bancorporation, N.A.67%165 / 24690%$125K149
4Credit Union West70%104 / 14989%$75K93
5Bank of America, National Association50%73 / 14597%$105K71

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 115 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Yavapai County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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