HomeArizonaInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Arizona

Fat Boy Data analyzed investment cash-out refinance activity in Arizona to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,424 applications were decided by 421 lenders between 2023 and 2025.

Arizona at a glance

421Active lenders90 with 20+ decisions
72.0%Market approval rate6,784 of 9,424 decided
$235KTypical loanmedian lender, $10K brackets
93%Borrower take-up6,282 loans funded

How Arizona compares

Approval rate compared
Arizona72.0%All 616 counties73.1%
Typical loan compared
Arizona$235KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Arizona, 359 of them.

Altitude Financial Corporation approved the highest share of applications among lenders with at least 20 decisions here, 98% of 54.

The typical investment cash-out refinance here is $235K, 15% larger than the the United States typical of $205K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Arizona Central Credit Union: 10% approved of 42Amerisave Mortgage Corporation: 20% approved of 215Lendingone, LLC: 25% approved of 114American Financing Corporation: 29% approved of 45Desert Financial Credit Union: 32% approved of 38Define Mortgage Solutions, LLC: 36% approved of 42Homebridge Financial Services, Inc.: 40% approved of 35Wells Fargo Bank, National Association: 41% approved of 116BMO Bank National Association: 42% approved of 98Quorum Federal Credit Union: 45% approved of 49Carrington Mortgage Services, LLC: 49% approved of 81Newrez LLC: 50% approved of 159Loandepot.Com, LLC: 51% approved of 92Flagstar Bank, National Association: 53% approved of 49Change Lending, LLC: 54% approved of 41Homexpress Mortgage Corp.: 54% approved of 294RBC Bank, (Georgia) National Association: 56% approved of 71All Credit Considered Mortgage, Inc.: 56% approved of 39Nationstar Mortgage LLC: 60% approved of 97Deephaven Mortgage LLC: 60% approved of 83Kind Lending, LLC: 61% approved of 80Hometown Equity Mortgage, LLC: 62% approved of 155OneAZ Credit Union: 62% approved of 50U.S. Bank National Association: 64% approved of 53Pennymac Loan Services, LLC: 65% approved of 136New American Funding, LLC: 67% approved of 58Champions Funding, LLC: 68% approved of 142Zions Bancorporation, N.A.: 73% approved of 64Arc Home LLC: 74% approved of 57JPMorgan Chase Bank, National Association: 74% approved of 94Rocket Mortgage, LLC: 74% approved of 486Fairway Independent Mortgage Corporation: 75% approved of 79American Pacific Mortgage Corporation: 75% approved of 115United Wholesale Mortgage, LLC: 75% approved of 1,319Home Mortgage Alliance Corporation (Hmac): 75% approved of 44American Financial Network, Inc.: 76% approved of 62Securitynational Mortgage Company: 76% approved of 46Nova Financial & Investment Corporation: 77% approved of 172Angel Oak Mortgage Solutions LLC: 77% approved of 112PIMA Federal Credit Union: 77% approved of 39Ocmbc, Inc.: 78% approved of 229Nations Direct Mortgage, LLC: 83% approved of 36The Loan Store, Inc.: 86% approved of 208Guaranteed Rate, Inc.: 87% approved of 77A&D Mortgage LLC: 87% approved of 87Guild Mortgage Company LLC: 88% approved of 143Nexera Holding LLC: 88% approved of 182Cmg Mortgage, Inc.: 90% approved of 88Emporium Tpo LLC: 92% approved of 37Amwest Funding Corp.: 92% approved of 91Ameritrust Mortgage Corporation: 93% approved of 41Movement Mortgage, LLC: 93% approved of 41V.I.P. Mortgage, Inc.: 93% approved of 110Oaktree Funding Corp.: 93% approved of 102Citadel Servicing Corporation: 95% approved of 218American Heritage Lending, LLC: 96% approved of 95Crosscountry Mortgage, LLC: 97% approved of 136Geneva Financial, LLC: 97% approved of 35Velocity Commercial Capital, LLC: 97% approved of 78Altitude Financial Corporation: 98% approved of 54

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Arizona

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only75%988 / 1,31999%$225K979
2Rocket Mortgage, LLC74%362 / 48699%$235K359
3Homexpress Mortgage Corp.Broker only54%160 / 29498%$285K157
4Ocmbc, Inc.Broker only78%178 / 22980%$265K142
5Citadel Servicing Corporation95%207 / 21857%$265K119

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 416 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Arizona. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Counties in Arizona