HomeArizonaMaricopa CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Maricopa County, Arizona

Fat Boy Data analyzed investment cash-out refinance activity in Maricopa County, Arizona to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,757 applications were decided by 349 lenders between 2023 and 2025.

Maricopa County at a glance

349Active lenders64 with 20+ decisions
72.2%Market approval rate4,157 of 5,757 decided
$255KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,852 loans funded

How Maricopa County compares

Approval rate compared
Maricopa County72.2%Arizona72.0%All 616 counties73.1%
Typical loan compared
Maricopa County$255KArizona$235KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Maricopa County, AZ, 192 of them.

Paramount Residential Mortgage Group, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Arizona Central Credit Union: 10% approved of 21Lendingone, LLC: 10% approved of 39Amerisave Mortgage Corporation: 22% approved of 135Homebridge Financial Services, Inc.: 32% approved of 25Define Mortgage Solutions, LLC: 33% approved of 36Wells Fargo Bank, National Association: 39% approved of 69Desert Financial Credit Union: 39% approved of 28Carrington Mortgage Services, LLC: 42% approved of 43BMO Bank National Association: 46% approved of 69Change Lending, LLC: 48% approved of 23All Credit Considered Mortgage, Inc.: 50% approved of 28Loan Funder LLC: 50% approved of 28Flagstar Bank, National Association: 50% approved of 24Loandepot.Com, LLC: 51% approved of 39Quorum Federal Credit Union: 52% approved of 31Homexpress Mortgage Corp.: 53% approved of 187Newrez LLC: 54% approved of 87RBC Bank, (Georgia) National Association: 56% approved of 64Deephaven Mortgage LLC: 60% approved of 42Kind Lending, LLC: 60% approved of 53Nationstar Mortgage LLC: 61% approved of 56Hometown Equity Mortgage, LLC: 63% approved of 116Zions Bancorporation, N.A.: 66% approved of 29New American Funding, LLC: 66% approved of 38Pennymac Loan Services, LLC: 66% approved of 85Flexpoint, Inc.: 68% approved of 22Nova Financial & Investment Corporation: 68% approved of 41Fairway Independent Mortgage Corporation: 69% approved of 48JPMorgan Chase Bank, National Association: 69% approved of 61U.S. Bank National Association: 69% approved of 29American Pacific Mortgage Corporation: 70% approved of 50Bank of America, National Association: 70% approved of 20Rocket Mortgage, LLC: 72% approved of 268Home Mortgage Alliance Corporation (Hmac): 73% approved of 33United Wholesale Mortgage, LLC: 75% approved of 892Champions Funding, LLC: 75% approved of 100American Financial Network, Inc.: 75% approved of 36Angel Oak Mortgage Solutions LLC: 75% approved of 73Arc Home LLC: 76% approved of 46Securitynational Mortgage Company: 78% approved of 37Ocmbc, Inc.: 81% approved of 156Guild Mortgage Company LLC: 83% approved of 66The Loan Store, Inc.: 85% approved of 135A&D Mortgage LLC: 86% approved of 56Guaranteed Rate, Inc.: 86% approved of 49Emporium Tpo LLC: 88% approved of 24Nations Direct Mortgage, LLC: 88% approved of 25Cmg Mortgage, Inc.: 89% approved of 65Nexera Holding LLC: 91% approved of 133Movement Mortgage, LLC: 92% approved of 24Oaktree Funding Corp.: 92% approved of 64Amwest Funding Corp.: 92% approved of 66NexBank: 93% approved of 27V.I.P. Mortgage, Inc.: 94% approved of 68Crosscountry Mortgage, LLC: 96% approved of 50Ameritrust Mortgage Corporation: 97% approved of 31American Heritage Lending, LLC: 97% approved of 64Citadel Servicing Corporation: 97% approved of 119Velocity Commercial Capital, LLC: 98% approved of 49Paramount Residential Mortgage Group, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Maricopa County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only75%666 / 89299%$225K662
2Rocket Mortgage, LLC72%193 / 26899%$235K192
3Homexpress Mortgage Corp.Broker only53%100 / 18798%$285K98
4Ocmbc, Inc.Broker only81%127 / 15677%$265K98
5The Loan Store, Inc.85%115 / 13586%$305K99

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 344 more lenders.

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