Home›Alabama›Shelby County›Mortgage lenders
mortgage lenders · HMDA 2023–2025

Mortgage lenders in Shelby County, Alabama

Fat Boy Data analyzed home purchase mortgage activity in Shelby County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,569 applications were decided by 362 lenders between 2023 and 2025.

Shelby County at a glance

362Active lenders84 with 20+ decisions
87.9%Market approval rate10,167 of 11,569 decided
$295KTypical loanmedian lender, $10K brackets
96%Borrower take-up9,743 loans funded

How Shelby County compares

Approval rate compared
Shelby County87.9%Alabama84.2%All 616 counties87.6%
Typical loan compared
Shelby County$295KAlabama$265KAll 616 counties$335K

What the data shows

Dhi Mortgage Company, Ltd. made the most home purchase mortgages in Shelby County, AL, 608 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 58.

The typical home purchase mortgage here is $295K, 11% larger than the Alabama typical of $265K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 35% approved of 201Vanderbilt Mortgage and Finance, Inc.: 43% approved of 586Triad Financial Services, Inc.: 53% approved of 118Loandepot.Com, LLC: 67% approved of 64USAA Federal Savings Bank: 74% approved of 68PNC Bank, National Association: 77% approved of 65Wells Fargo Bank, National Association: 80% approved of 80Leaderone Financial Corporation: 81% approved of 48Truist Bank: 82% approved of 39Citizens Bank, National Association: 83% approved of 99SouthState Bank, National Association: 83% approved of 84First Horizon Bank: 83% approved of 42FirstBank: 84% approved of 523The Mortgage Firm, Inc.: 85% approved of 39Freedom Mortgage Corporation: 85% approved of 46Dhi Mortgage Company, Ltd.: 85% approved of 722Navy Federal Credit Union: 85% approved of 89Southern Energy Credit Union: 85% approved of 48Princeton Mortgage Corporation: 88% approved of 51Synovus Bank: 88% approved of 60Guaranteed Rate, Inc.: 88% approved of 86Stockton Mortgage Corporation: 91% approved of 77Mortgage Research Center, LLC: 91% approved of 160Regions Bank: 91% approved of 530Rocket Mortgage, LLC: 92% approved of 247Cadence Bank: 92% approved of 204Flagstar Bank, National Association: 93% approved of 41Prosperity Home Mortgage, LLC: 93% approved of 319Newrez LLC: 93% approved of 56ServisFirst Bank: 93% approved of 56Pennymac Loan Services, LLC: 94% approved of 116United Wholesale Mortgage, LLC: 94% approved of 605Renasant Bank: 94% approved of 282Guild Mortgage Company LLC: 95% approved of 319First National Bank of America: 95% approved of 60Atlantic Bay Mortgage Group, L.L.C.: 96% approved of 46New American Funding, LLC: 96% approved of 52Trustmark Bank: 96% approved of 304Movement Mortgage, LLC: 97% approved of 424Avadian: 97% approved of 130TJC Mortgage, Inc.: 97% approved of 135SouthPoint Bank: 97% approved of 314Union Home Mortgage Corp.: 97% approved of 214Plains Commerce Bank: 97% approved of 73First Colony Mortgage Corporation: 97% approved of 38Lendlo Mortgage, LLC: 98% approved of 44Acrisure Mortgage, LLC: 98% approved of 320Cornerstone First Mortgage, Inc: 98% approved of 46Gmfs LLC: 98% approved of 104The Loan Store, Inc.: 98% approved of 55First Federal Bank, A FSB: 98% approved of 120Hamilton Mortgage Corporation: 98% approved of 62America's First: 98% approved of 63Canopy Mortgage, LLC: 98% approved of 66Fairway Independent Mortgage Corporation: 99% approved of 552Ark-La-Tex Financial Services, LLC.: 99% approved of 95Assurance Financial Group, L.L.C.: 99% approved of 150Cmg Mortgage, Inc.: 100% approved of 58Crosscountry Mortgage, LLC: 100% approved of 53Ameris Bank: 100% approved of 46

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Shelby County

LenderApprovalApprovedTaken upTypical loanLoans made
1Dhi Mortgage Company, Ltd.85%614 / 72299%$305K608
2United Wholesale Mortgage, LLCBroker only94%570 / 60599%$285K567
3Vanderbilt Mortgage and Finance, Inc.43%252 / 58685%$265K214
4Fairway Independent Mortgage Corporation99%544 / 552100%$315K543
5Regions Bank91%484 / 53088%$295K425

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 357 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home purchase mortgage lenders in Shelby County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Shelby County

Home improvement loans in Shelby CountyCash-out refinance in Shelby CountyRefinance in Shelby CountyInvestment property purchase in Shelby CountyInvestment cash-out refinance in Shelby CountyInvestment refinance in Shelby CountyInvestment home improvement in Shelby County

Nearby markets

All lending in Shelby CountyCounty overviewMortgage lenders across AlabamaStatewideJefferson CountyNearby county