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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Shelby County, Alabama

Fat Boy Data analyzed investment home improvement loan activity in Shelby County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 58 applications were decided by 24 lenders between 2023 and 2025.

Shelby County at a glance

24Active lenders0 with 20+ decisions
51.7%Market approval rate30 of 58 decided
$105KTypical loanmedian lender, $10K brackets
93%Borrower take-up28 loans funded

How Shelby County compares

Approval rate compared
Shelby County51.7%Alabama55.5%All 616 counties51.2%
Typical loan compared
Shelby County$105KAlabama$85KAll 616 counties$115K

What the data shows

Central State Bank made the most investment home improvement loans in Shelby County, AL, 4 of them.

The typical investment home improvement loan here is $105K, 24% larger than the Alabama typical of $85K.

Investment property improvement lenders in Shelby County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions BankLimited sample21%4 / 1975%$75K3
2Central State BankLimited sample100%4 / 4100%$135K4
3Bryant BankLimited sample100%4 / 4100%$285K4
4Deephaven Mortgage LLCLimited sample0%0 / 40
5PNC Bank, National AssociationLimited sample50%1 / 2100%$105K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 19 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Shelby County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

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