Lender profile · HMDA 2023–2025
Guardian Credit Union (Alabama) mortgage approval rates & lending data
Guardian Credit Union (Alabama) decided 660 mortgage applications and funded 349 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 57% | 69 / 122 | 83% | $245K | 57 |
| Cash-out refinance | 64% | 248 / 387 | 85% | $55K | 212 |
| Refinance | 54% | 44 / 81 | 89% | $75K | 39 |
| Investment property purchase | 84% | 26 / 31 | 88% | $65K | 23 |
| Investment cash-out refinance | 74% | 25 / 34 | 64% | $45K | 16 |
Guardian Credit Union (Alabama) lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.