Home improvement loan lenders in Baldwin County, Alabama
Fat Boy Data analyzed home improvement loan activity in Baldwin County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,459 applications were decided by 106 lenders between 2023 and 2025.
Baldwin County at a glance
How Baldwin County compares
What the data shows
Regions Bank made the most home improvement loans in Baldwin County, AL, 297 of them.
River Bank & Trust approved the highest share of applications among lenders with at least 20 decisions here, 95% of 20.
The typical home improvement loan here is $65K, 18% larger than the Alabama typical of $55K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Baldwin County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Regions Bank | 56% | 335 / 603 | 89% | $55K | 297 |
| 2 | PNC Bank, National Association | 67% | 137 / 205 | 99% | $95K | 136 |
| 3 | PenAir Credit Union | 44% | 77 / 175 | 92% | $65K | 71 |
| 4 | Navy Federal Credit Union | 76% | 113 / 149 | 97% | $55K | 110 |
| 5 | Tyndall Federal Credit Union | 77% | 110 / 142 | 99% | $55K | 109 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 101 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Baldwin County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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