Lender profile · HMDA 2023–2025
PenAir Credit Union mortgage approval rates & lending data
PenAir Credit Union decided 1,460 mortgage applications and funded 813 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 67% | 233 / 347 | 97% | $245K | 226 |
| Home improvement loans | 47% | 351 / 749 | 97% | $65K | 340 |
| Cash-out refinance | 63% | 51 / 81 | 92% | $175K | 47 |
| Refinance | 72% | 171 / 238 | 96% | $105K | 165 |
PenAir Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 58% | $105K | 1,047 | 592 |
| Alabama | 56% | $85K | 411 | 219 |
| Mississippi | 100% | $75K | 1 | 1 |
| Tennessee | 100% | $225K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.